{"id":1682,"date":"2025-10-06T14:35:52","date_gmt":"2025-10-06T14:35:52","guid":{"rendered":"https:\/\/dask360.com\/blog\/?p=1682"},"modified":"2025-10-09T06:09:36","modified_gmt":"2025-10-09T06:09:36","slug":"dask-nedir-zorunlu-deprem-sigortasi","status":"publish","type":"post","link":"https:\/\/dask360.com\/blog\/dask-nedir-zorunlu-deprem-sigortasi\/","title":{"rendered":"DASK Nedir? Zorunlu Deprem Sigortas\u0131n\u0131n Amac\u0131 ve Kapsam\u0131"},"content":{"rendered":"\r\n<p class=\"wp-block-paragraph\">DASK nedir? Deprem, T\u00fcrkiye\u2019nin en \u00f6nemli do\u011fal afetlerinden biridir. \u00d6zellikle fay hatlar\u0131 \u00fczerinde yer alan \u00fclkemizde depremler ciddi can ve mal kay\u0131plar\u0131na yol a\u00e7abilmektedir. Bu noktada devreye giren DASK (Do\u011fal Afet Sigortalar\u0131 Kurumu), deprem sonras\u0131 olu\u015fabilecek maddi zararlar\u0131n g\u00fcvence alt\u0131na al\u0131nmas\u0131n\u0131 sa\u011flayan \u00f6nemli bir sigorta sistemidir. Peki DASK nedir, a\u00e7\u0131l\u0131m\u0131 ne anlama gelir, amac\u0131 nedir ve zorunlu deprem sigortas\u0131 kapsam\u0131 neleri i\u00e7erir? Gelin bu sorulara detayl\u0131 \u015fekilde yan\u0131t verelim.<\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\" data-start=\"314\" data-end=\"338\">DASK Nedir?<\/h2>\r\n<p data-start=\"340\" data-end=\"764\"><strong data-start=\"340\" data-end=\"348\">DASK<\/strong>, \u201c<strong data-start=\"351\" data-end=\"384\">Do\u011fal Afet Sigortalar\u0131 Kurumu<\/strong>\u201dnun k\u0131saltmas\u0131d\u0131r. 1999 y\u0131l\u0131nda ya\u015fanan Marmara Depremi sonras\u0131 ortaya \u00e7\u0131kan b\u00fcy\u00fck ekonomik kay\u0131plar, T\u00fcrkiye\u2019de afet sonras\u0131 finansal sistemin ne kadar zay\u0131f oldu\u011funu a\u00e7\u0131k\u00e7a g\u00f6stermi\u015ftir. Bu b\u00fcy\u00fck felaketin ard\u0131ndan, 2000 y\u0131l\u0131nda y\u00fcr\u00fcrl\u00fc\u011fe giren sistemle birlikte DASK (Do\u011fal Afet Sigortalar\u0131 Kurumu) kurulmu\u015f ve zorunlu deprem sigortas\u0131 uygulamas\u0131 ba\u015flat\u0131lm\u0131\u015ft\u0131r.<\/p>\r\n<p data-start=\"766\" data-end=\"1062\">DASK, T\u00fcrkiye Cumhuriyeti Hazine ve Maliye Bakanl\u0131\u011f\u0131 taraf\u0131ndan kurulan, k\u00e2r amac\u0131 g\u00fctmeyen kamu t\u00fczel ki\u015fili\u011fine sahip bir kurumdur. Ana g\u00f6revi, deprem nedeniyle konutlarda meydana gelen maddi zararlar\u0131 teminat alt\u0131na almak ve bu sigortan\u0131n \u00fclke genelinde yayg\u0131nla\u015ft\u0131r\u0131lmas\u0131n\u0131 sa\u011flamakt\u0131r.<\/p>\r\n<h3 data-start=\"1064\" data-end=\"1088\">DASK Ne \u0130\u015fe Yarar?<\/h3>\r\n<p data-start=\"1089\" data-end=\"1423\">DASK, bir yandan vatanda\u015flar\u0131n konutlar\u0131n\u0131 g\u00fcvence alt\u0131na al\u0131rken di\u011fer yandan da \u00fclke ekonomisine katk\u0131 sa\u011flar. \u00c7\u00fcnk\u00fc b\u00fcy\u00fck depremler sonras\u0131nda devletin tek ba\u015f\u0131na t\u00fcm zararlar\u0131 kar\u015f\u0131lamas\u0131 m\u00fcmk\u00fcn de\u011fildir. DASK, bu y\u00fck\u00fc hafifletir ve sigorta sistemi arac\u0131l\u0131\u011f\u0131yla bireylerin maddi kay\u0131plar\u0131n\u0131n h\u0131zl\u0131 \u015fekilde kar\u015f\u0131lanmas\u0131n\u0131 sa\u011flar.<\/p>\r\n<p data-start=\"1425\" data-end=\"1465\">Bu sistemin temel faydalar\u0131 \u015funlard\u0131r:<\/p>\r\n<ul data-start=\"1466\" data-end=\"1719\">\r\n<li data-start=\"1466\" data-end=\"1526\">\r\n<p data-start=\"1468\" data-end=\"1526\">Deprem sonras\u0131 vatanda\u015flara <strong data-start=\"1496\" data-end=\"1516\">finansal g\u00fcvence<\/strong> sa\u011flar.<\/p>\r\n<\/li>\r\n<li data-start=\"1527\" data-end=\"1574\">\r\n<p data-start=\"1529\" data-end=\"1574\">Sigorta bilincini toplum genelinde art\u0131r\u0131r.<\/p>\r\n<\/li>\r\n<li data-start=\"1575\" data-end=\"1645\">\r\n<p data-start=\"1577\" data-end=\"1645\">Afet y\u00f6netimi ve \u015fehir planlamas\u0131 s\u00fcre\u00e7lerine dolayl\u0131 katk\u0131 sunar.<\/p>\r\n<\/li>\r\n<li data-start=\"1646\" data-end=\"1719\">\r\n<p data-start=\"1648\" data-end=\"1719\">Devletin \u00fczerindeki mali y\u00fck\u00fc azaltarak ekonomik istikrar\u0131 destekler.<\/p>\r\n<\/li>\r\n<\/ul>\r\n<h3 data-start=\"1721\" data-end=\"1759\">DASK K\u0131saltmas\u0131 Ne Anlama Gelir?<\/h3>\r\n<ul data-start=\"1760\" data-end=\"1833\">\r\n<li data-start=\"1760\" data-end=\"1776\">\r\n<p data-start=\"1762\" data-end=\"1776\"><strong data-start=\"1762\" data-end=\"1768\">D:<\/strong> Do\u011fal<\/p>\r\n<\/li>\r\n<li data-start=\"1777\" data-end=\"1792\">\r\n<p data-start=\"1779\" data-end=\"1792\"><strong data-start=\"1779\" data-end=\"1785\">A:<\/strong> Afet<\/p>\r\n<\/li>\r\n<li data-start=\"1793\" data-end=\"1815\">\r\n<p data-start=\"1795\" data-end=\"1815\"><strong data-start=\"1795\" data-end=\"1801\">S:<\/strong> Sigortalar\u0131<\/p>\r\n<\/li>\r\n<li data-start=\"1816\" data-end=\"1833\">\r\n<p data-start=\"1818\" data-end=\"1833\"><strong data-start=\"1818\" data-end=\"1824\">K:<\/strong> Kurumu<\/p>\r\n<\/li>\r\n<\/ul>\r\n<p data-start=\"1835\" data-end=\"1992\">Yani DASK, yaln\u0131zca deprem sigortas\u0131n\u0131 y\u00fcr\u00fctmekle kalmaz, ayn\u0131 zamanda afet sonras\u0131 sigortac\u0131l\u0131k sisteminin geli\u015fimini de destekleyen kurumsal bir yap\u0131d\u0131r.<\/p>\r\n<h3 data-start=\"2369\" data-end=\"2388\">DASK\u2019\u0131n \u00d6nemi<\/h3>\r\n<p data-start=\"2389\" data-end=\"2593\">Deprem riski y\u00fcksek olan bir \u00fclkede ya\u015farken, DASK yaln\u0131zca bir sigorta de\u011fil, <strong data-start=\"2468\" data-end=\"2509\">bir g\u00fcvence ve sorumluluk bilincidir.<\/strong> Vatanda\u015f\u0131n, konutunun de\u011ferini ve gelece\u011fini koruma alt\u0131na almas\u0131 anlam\u0131na gelir.<\/p>\r\n<p data-start=\"2595\" data-end=\"2842\">DASK sayesinde, deprem sonras\u0131 y\u0131k\u0131lan veya hasar g\u00f6ren evlerin belirli bir k\u0131sm\u0131 devlet g\u00fcvencesiyle onar\u0131labilir veya yeniden in\u015fa edilebilir. B\u00f6ylece insanlar, hayatlar\u0131n\u0131 yeniden kurmak i\u00e7in ekonomik a\u00e7\u0131dan daha g\u00fc\u00e7l\u00fc bir ba\u015flang\u0131\u00e7 yaparlar.<\/p>\r\n<p data-start=\"2595\" data-end=\"2842\"><img fetchpriority=\"high\" decoding=\"async\" class=\"wp-image-1697 size-full aligncenter\" src=\"https:\/\/dask360.com\/blog\/wp-content\/uploads\/2025\/10\/dask-zorunlu-mu.png\" alt=\"\" width=\"800\" height=\"400\" srcset=\"https:\/\/dask360.com\/blog\/wp-content\/uploads\/2025\/10\/dask-zorunlu-mu.png 800w, https:\/\/dask360.com\/blog\/wp-content\/uploads\/2025\/10\/dask-zorunlu-mu-300x150.png 300w, https:\/\/dask360.com\/blog\/wp-content\/uploads\/2025\/10\/dask-zorunlu-mu-528x264.png 528w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/p>\r\n<h2 data-start=\"2849\" data-end=\"2876\"><strong data-start=\"80\" data-end=\"100\">DASK Zorunlu Mu?<\/strong><\/h2>\r\n<p data-start=\"2849\" data-end=\"2876\">Evet, T\u00fcrkiye\u2019de mesken olarak kullan\u0131lan t\u00fcm konutlar i\u00e7in DASK (Zorunlu Deprem Sigortas\u0131) yapt\u0131rmak <strong data-start=\"205\" data-end=\"232\">yasal bir zorunluluktur<\/strong>. Bu sigorta, deprem sonras\u0131 konutlarda meydana gelebilecek maddi zararlar\u0131 kar\u015f\u0131lamay\u0131 ama\u00e7lar ve tapu i\u015flemleri, elektrik-su-do\u011falgaz abonelikleri ile konut kredisi gibi \u00f6nemli i\u015flemler i\u00e7in \u015fartt\u0131r. DASK, hem bireylerin hem de toplumun deprem sonras\u0131 ekonomik g\u00fcvenli\u011fini sa\u011flad\u0131\u011f\u0131 i\u00e7in zorunlu tutulmaktad\u0131r.<\/p>\r\n<h3 data-start=\"2849\" data-end=\"2876\">DASK Neden Zorunludur?<\/h3>\r\n<p data-start=\"2878\" data-end=\"3189\">T\u00fcrkiye, d\u00fcnyan\u0131n en aktif deprem ku\u015faklar\u0131ndan biri \u00fczerinde yer almakta ve \u00fclke topraklar\u0131n\u0131n yakla\u015f\u0131k %92\u2019si deprem riski alt\u0131ndad\u0131r. Bu nedenle deprem sonras\u0131 olu\u015fabilecek b\u00fcy\u00fck maddi kay\u0131plar, devlet b\u00fct\u00e7esi i\u00e7in ciddi bir y\u00fck olu\u015fturur. DASK (Do\u011fal Afet Sigortalar\u0131 Kurumu) zorunlu deprem sigortas\u0131, bu y\u00fck\u00fc sigorta sistemi arac\u0131l\u0131\u011f\u0131yla payla\u015ft\u0131rarak hem devletin hem de vatanda\u015f\u0131n \u00fczerindeki mali bask\u0131y\u0131 azalt\u0131r. Ayn\u0131 zamanda deprem sonras\u0131 evini kaybeden vatanda\u015flara h\u0131zl\u0131 ve g\u00fcvenli bir maddi destek sa\u011flayarak ya\u015famlar\u0131n\u0131 normale d\u00f6nd\u00fcrmelerine yard\u0131mc\u0131 olur. DASK, sigorta bilincinin yayg\u0131nla\u015fmas\u0131n\u0131 te\u015fvik ederken, \u00fclke genelindeki riskleri istatistiksel olarak takip etmeye de olanak tan\u0131r; bu veriler \u015fehir planlamas\u0131, bina dayan\u0131kl\u0131l\u0131\u011f\u0131 ve afet y\u00f6netimi stratejilerinde yol g\u00f6sterici olur. Ayr\u0131ca, zorunlu deprem sigortas\u0131 gayrimenkul al\u0131m-sat\u0131m, kiralama ve kredi i\u015flemlerinde bir g\u00fcvence sa\u011flayarak hem al\u0131c\u0131 hem de sat\u0131c\u0131 i\u00e7in riskleri en aza indirir.<\/p>\r\n<h3 data-start=\"4953\" data-end=\"4987\">DASK Olmazsa Ne Olur?<\/h3>\r\n<p data-start=\"4989\" data-end=\"5107\">DASK sigortas\u0131 yapt\u0131rmamak do\u011frudan para cezas\u0131na neden olmaz, ancak ciddi <strong data-start=\"5064\" data-end=\"5096\">idari ve hukuki k\u0131s\u0131tlamalar<\/strong> do\u011furur:<\/p>\r\n<ul data-start=\"5108\" data-end=\"5252\">\r\n<li data-start=\"5108\" data-end=\"5150\">\r\n<p data-start=\"5110\" data-end=\"5150\"><strong data-start=\"5110\" data-end=\"5128\">Tapu i\u015flemleri<\/strong> ger\u00e7ekle\u015ftirilemez.<\/p>\r\n<\/li>\r\n<li data-start=\"5151\" data-end=\"5206\">\r\n<p data-start=\"5153\" data-end=\"5206\"><strong data-start=\"5153\" data-end=\"5194\">Elektrik, su ve do\u011falgaz abonelikleri<\/strong> a\u00e7\u0131lamaz.<\/p>\r\n<\/li>\r\n<li data-start=\"5207\" data-end=\"5252\">\r\n<p data-start=\"5209\" data-end=\"5252\"><strong data-start=\"5209\" data-end=\"5226\">Konut kredisi<\/strong> \u00e7ekmek m\u00fcmk\u00fcn de\u011fildir.<\/p>\r\n<\/li>\r\n<\/ul>\r\n<p data-start=\"5254\" data-end=\"5422\">Ayr\u0131ca, deprem sonras\u0131 eviniz zarar g\u00f6rd\u00fc\u011f\u00fcnde <strong data-start=\"5301\" data-end=\"5333\">hi\u00e7bir tazminat alamazs\u0131n\u0131z.<\/strong> Yani DASK yapt\u0131rmamak, hem maddi hem de hukuki anlamda b\u00fcy\u00fck bir kay\u0131p anlam\u0131na gelir.<\/p>\r\n<p data-start=\"6463\" data-end=\"6814\">DASK\u2019\u0131n zorunlu olmas\u0131n\u0131n nedeni yaln\u0131zca yasal bir gereklilik de\u011fildir; bu uygulama, deprem ku\u015fa\u011f\u0131nda ya\u015fayan milyonlarca insan\u0131n <strong data-start=\"6594\" data-end=\"6633\">gelece\u011fini g\u00fcvence alt\u0131na almas\u0131n\u0131n<\/strong> bir yoludur. DASK, toplum olarak dayan\u0131kl\u0131l\u0131\u011f\u0131m\u0131z\u0131 art\u0131ran, bireylerin ekonomik olarak g\u00fc\u00e7lenmesini sa\u011flayan, ayn\u0131 zamanda \u00fclke ekonomisine uzun vadeli katk\u0131 sunan bir sistemdir.<\/p>\r\n<p data-start=\"6816\" data-end=\"6920\">Unutulmamal\u0131d\u0131r ki, <strong data-start=\"6836\" data-end=\"6918\">depremi engellemek m\u00fcmk\u00fcn de\u011fildir ama DASK ile etkilerini azaltmak m\u00fcmk\u00fcnd\u00fcr.<\/strong><\/p>\r\n<ul class=\"wp-block-list\"><\/ul>\r\n<!-- \/wp:post-content -->\r\n\r\n<!-- wp:heading -->\r\n<div style=\"border: 2px solid #FF0000; background-color: #ffe5e5; padding: 20px; border-radius: 10px; text-align: center; margin: 20px 0;\">\r\n<h3 style=\"color: #ff0000;\">Hemen DASK Teklifi Al!<\/h3>\r\n<p>Konutunuzu deprem sonras\u0131 risklere kar\u015f\u0131 g\u00fcvence alt\u0131na almak i\u00e7in <strong data-start=\"179\" data-end=\"219\">2 dakika i\u00e7inde poli\u00e7enizi olu\u015fturun<\/strong> ve farkl\u0131 sigorta \u015firketlerinin tekliflerini kar\u015f\u0131la\u015ft\u0131r\u0131n.<\/p>\r\n<a style=\"display: inline-block; background-color: #28a745; color: white; padding: 12px 25px; border-radius: 8px; text-decoration: none; font-weight: bold;\" href=\"https:\/\/dask360.com\/dask-teklif\">Teklif Al<\/a><\/div>\r\n<h2 data-start=\"316\" data-end=\"341\">DASK\u2019\u0131n Amac\u0131 Nedir?<\/h2>\r\n<p data-start=\"343\" data-end=\"651\"><strong data-start=\"343\" data-end=\"383\">DASK (Do\u011fal Afet Sigortalar\u0131 Kurumu)<\/strong> yaln\u0131zca bir sigorta sistemi de\u011fil, T\u00fcrkiye\u2019nin deprem ger\u00e7e\u011fine kar\u015f\u0131 geli\u015ftirdi\u011fi en \u00f6nemli <strong data-start=\"478\" data-end=\"514\">finansal g\u00fcvence mekanizmas\u0131d\u0131r.<\/strong> Kurumun temel amac\u0131, deprem sonras\u0131 evlerde meydana gelebilecek maddi hasarlar\u0131n belirli \u00f6l\u00e7\u00fcde teminat alt\u0131na al\u0131nmas\u0131n\u0131 sa\u011flamakt\u0131r.<\/p>\r\n<p data-start=\"653\" data-end=\"811\">Ancak DASK\u2019\u0131n amac\u0131 yaln\u0131zca hasar \u00f6demekle s\u0131n\u0131rl\u0131 de\u011fildir; ayn\u0131 zamanda toplumsal, ekonomik ve psikolojik boyutlar\u0131yla \u00e7ok daha geni\u015f bir misyonu vard\u0131r.<\/p>\r\n<h3 data-start=\"813\" data-end=\"863\">1. Deprem Sonras\u0131 Maddi Zararlar\u0131 Kar\u015f\u0131lamak<\/h3>\r\n<p data-start=\"864\" data-end=\"1185\">Bir deprem meydana geldi\u011finde, konutun y\u0131k\u0131lmas\u0131 ya da a\u011f\u0131r hasar g\u00f6rmesi durumunda ev sahipleri b\u00fcy\u00fck ekonomik kay\u0131plar ya\u015fayabilir. DASK bu noktada devreye girer ve hasar\u0131n b\u00fcy\u00fckl\u00fc\u011f\u00fcne g\u00f6re belirli bir miktarda <strong data-start=\"1077\" data-end=\"1097\">tazminat \u00f6demesi<\/strong> yapar. B\u00f6ylece vatanda\u015f, yeniden bir ya\u015fam kurmak i\u00e7in ilk ad\u0131m\u0131 daha h\u0131zl\u0131 atabilir.<\/p>\r\n<h3 data-start=\"1187\" data-end=\"1242\">2. Bireylerin H\u0131zl\u0131 Toparlanmas\u0131na Yard\u0131mc\u0131 Olmak<\/h3>\r\n<p data-start=\"1243\" data-end=\"1578\">Deprem, sadece fiziksel de\u011fil, ayn\u0131 zamanda duygusal ve ekonomik bir y\u0131k\u0131m getirir. DASK, afet sonras\u0131 bireylerin <strong data-start=\"1357\" data-end=\"1392\">maddi a\u00e7\u0131dan ayakta kalmalar\u0131n\u0131<\/strong>, dolay\u0131s\u0131yla psikolojik olarak da daha h\u0131zl\u0131 toparlanmalar\u0131n\u0131 sa\u011flar. Bir sigorta \u00f6demesi, ki\u015fiye yeniden g\u00fcven verir; evini onarma ya da yeni bir konut edinme s\u00fcrecini kolayla\u015ft\u0131r\u0131r.<\/p>\r\n<h3 data-start=\"1580\" data-end=\"1631\">3. Devletin \u00dczerindeki Ekonomik Y\u00fck\u00fc Azaltmak<\/h3>\r\n<p data-start=\"1632\" data-end=\"1959\">Depremler sonras\u0131 olu\u015fan devasa ekonomik zararlar, yaln\u0131zca bireyleri de\u011fil, devletin b\u00fct\u00e7esini de ciddi \u015fekilde etkiler. DASK sistemiyle, bu mali y\u00fck\u00fcn b\u00fcy\u00fck bir k\u0131sm\u0131 sigorta fonu taraf\u0131ndan kar\u015f\u0131lan\u0131r. B\u00f6ylece devlet kaynaklar\u0131n\u0131 <strong data-start=\"1865\" data-end=\"1884\">altyap\u0131 onar\u0131m\u0131<\/strong>, <strong data-start=\"1886\" data-end=\"1910\">kurtarma \u00e7al\u0131\u015fmalar\u0131<\/strong> veya <strong data-start=\"1916\" data-end=\"1940\">toplumsal yard\u0131mlara<\/strong> y\u00f6nlendirebilir.<\/p>\r\n<h3 data-start=\"1961\" data-end=\"2008\">4. Sigortac\u0131l\u0131k Bilincini Yayg\u0131nla\u015ft\u0131rmak<\/h3>\r\n<p data-start=\"2009\" data-end=\"2291\">T\u00fcrkiye\u2019de sigorta bilinci uzun y\u0131llar boyunca d\u00fc\u015f\u00fck seviyelerdeydi. DASK\u2019\u0131n kurulmas\u0131yla birlikte, milyonlarca vatanda\u015f ilk kez bir sigorta poli\u00e7esine sahip oldu. Bu durum, sadece deprem de\u011fil, <strong data-start=\"2204\" data-end=\"2289\">yang\u0131n, sel, su bask\u0131n\u0131 gibi di\u011fer afet risklerine kar\u015f\u0131 da fark\u0131ndal\u0131\u011f\u0131 art\u0131rd\u0131.<\/strong><\/p>\r\n<h3 data-start=\"2293\" data-end=\"2349\">5. Toplumda Finansal G\u00fcvence K\u00fclt\u00fcr\u00fcn\u00fc Geli\u015ftirmek<\/h3>\r\n<p data-start=\"2350\" data-end=\"2681\">DASK, sigorta yapt\u0131rman\u0131n yaln\u0131zca bir \u201cyasal zorunluluk\u201d de\u011fil, ayn\u0131 zamanda bir <strong data-start=\"2432\" data-end=\"2456\">bilin\u00e7 ve sorumluluk<\/strong> oldu\u011funu \u00f6\u011fretir. Her poli\u00e7e, bireysel g\u00fcvenli\u011fin \u00f6tesinde toplumsal dayan\u0131\u015fmaya katk\u0131 sa\u011flar. \u00c7\u00fcnk\u00fc DASK, toplanan primleri b\u00fcy\u00fck bir havuzda de\u011ferlendirir ve bu kaynak, deprem ya\u015fayan her vatanda\u015f i\u00e7in g\u00fcvence olu\u015fturur.<\/p>\r\n<h3 data-start=\"2683\" data-end=\"2732\">6. Uzun Vadeli Afet Y\u00f6netimini G\u00fc\u00e7lendirmek<\/h3>\r\n<p data-start=\"2733\" data-end=\"2979\">DASK, deprem risk haritalar\u0131, bina envanteri ve sigorta kapsam\u0131 verilerini toplayarak, T\u00fcrkiye\u2019nin <strong data-start=\"2832\" data-end=\"2854\">afet risk y\u00f6netimi<\/strong> politikalar\u0131na da katk\u0131da bulunur. Bu veriler, hem \u015fehir planlamas\u0131nda hem de yeni binalar\u0131n in\u015fas\u0131nda yol g\u00f6sterici olur.<\/p>\r\n<p data-start=\"2981\" data-end=\"3091\"><strong data-start=\"2981\" data-end=\"2998\">DASK<\/strong>, hem bireysel hem toplumsal d\u00fczeyde g\u00fcven, dayan\u0131kl\u0131l\u0131k ve bilin\u00e7 olu\u015fturan bir sistemdir.\u00a0<\/p>\r\n<h3 data-start=\"5952\" data-end=\"5984\">K\u0131saca \u00d6zetlemek Gerekirse:<\/h3>\r\n<div class=\"_tableContainer_1rjym_1\">\r\n<div class=\"group _tableWrapper_1rjym_13 flex w-fit flex-col-reverse\" tabindex=\"-1\">\r\n<table class=\"w-fit min-w-(--thread-content-width)\" style=\"height: 168px;\" width=\"985\" data-start=\"5986\" data-end=\"6444\">\r\n<thead data-start=\"5986\" data-end=\"6030\">\r\n<tr data-start=\"5986\" data-end=\"6030\">\r\n<th data-start=\"5986\" data-end=\"6007\" data-col-size=\"sm\"><strong data-start=\"5988\" data-end=\"6006\">Neden Zorunlu?<\/strong><\/th>\r\n<th data-start=\"6007\" data-end=\"6030\" data-col-size=\"md\"><strong data-start=\"6009\" data-end=\"6028\">Sa\u011flad\u0131\u011f\u0131 Fayda<\/strong><\/th>\r\n<\/tr>\r\n<\/thead>\r\n<tbody data-start=\"6078\" data-end=\"6444\">\r\n<tr data-start=\"6078\" data-end=\"6142\">\r\n<td data-start=\"6078\" data-end=\"6104\" data-col-size=\"sm\">Devletin y\u00fck\u00fcn\u00fc azalt\u0131r<\/td>\r\n<td data-start=\"6104\" data-end=\"6142\" data-col-size=\"md\">Afet sonras\u0131 b\u00fct\u00e7e dengesi korunur<\/td>\r\n<\/tr>\r\n<tr data-start=\"6143\" data-end=\"6218\">\r\n<td data-start=\"6143\" data-end=\"6173\" data-col-size=\"sm\">Vatanda\u015flara g\u00fcvence sa\u011flar<\/td>\r\n<td data-start=\"6173\" data-end=\"6218\" data-col-size=\"md\">Evini kaybeden birey yeniden aya\u011fa kalkar<\/td>\r\n<\/tr>\r\n<tr data-start=\"6219\" data-end=\"6289\">\r\n<td data-start=\"6219\" data-end=\"6254\" data-col-size=\"sm\">Sigorta bilincini yayg\u0131nla\u015ft\u0131r\u0131r<\/td>\r\n<td data-start=\"6254\" data-end=\"6289\" data-col-size=\"md\">Toplumun finansal bilinci artar<\/td>\r\n<\/tr>\r\n<tr data-start=\"6290\" data-end=\"6359\">\r\n<td data-start=\"6290\" data-end=\"6320\" data-col-size=\"sm\">Afet y\u00f6netimini g\u00fc\u00e7lendirir<\/td>\r\n<td data-start=\"6320\" data-end=\"6359\" data-col-size=\"md\">Risk analizi ve veri taban\u0131 geli\u015fir<\/td>\r\n<\/tr>\r\n<tr data-start=\"6360\" data-end=\"6444\">\r\n<td data-start=\"6360\" data-end=\"6390\" data-col-size=\"sm\">Hukuki gereklilik olu\u015fturur<\/td>\r\n<td data-start=\"6390\" data-end=\"6444\" data-col-size=\"md\">Tapu, kredi, abonelik i\u015flemleri g\u00fcvenli hale gelir<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<\/div>\r\n<\/div>\r\n<h2 data-start=\"3098\" data-end=\"3142\"><img decoding=\"async\" class=\"aligncenter wp-image-1699 size-full\" src=\"https:\/\/dask360.com\/blog\/wp-content\/uploads\/2025\/10\/zorunlu-deprem-sigortasi.png\" alt=\"\" width=\"800\" height=\"400\" srcset=\"https:\/\/dask360.com\/blog\/wp-content\/uploads\/2025\/10\/zorunlu-deprem-sigortasi.png 800w, https:\/\/dask360.com\/blog\/wp-content\/uploads\/2025\/10\/zorunlu-deprem-sigortasi-300x150.png 300w, https:\/\/dask360.com\/blog\/wp-content\/uploads\/2025\/10\/zorunlu-deprem-sigortasi-528x264.png 528w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/h2>\r\n<h2 data-start=\"3098\" data-end=\"3142\">Zorunlu Deprem Sigortas\u0131 (DASK) Neleri Kapsar?<\/h2>\r\n<p data-start=\"3144\" data-end=\"3410\">Vatanda\u015flar\u0131n en \u00e7ok merak etti\u011fi konulardan biri, \u201c<strong data-start=\"3196\" data-end=\"3236\">DASK neleri kapsar, neleri kapsamaz?<\/strong>\u201d sorusudur. Bu soru olduk\u00e7a \u00f6nemlidir \u00e7\u00fcnk\u00fc deprem sigortas\u0131n\u0131n hangi durumlarda \u00f6deme yapaca\u011f\u0131, ev sahiplerinin beklentilerini do\u011fru y\u00f6netmeleri a\u00e7\u0131s\u0131ndan belirleyicidir.<\/p>\r\n<p data-start=\"3412\" data-end=\"3595\">DASK poli\u00e7esi, yaln\u0131zca <strong data-start=\"3436\" data-end=\"3453\">bina yap\u0131s\u0131na<\/strong> zarar veren olaylar\u0131 kapsar. Yani evinizin i\u00e7inde bulunan e\u015fyalar, elektronik cihazlar veya ki\u015fisel e\u015fyalar bu sigorta kapsam\u0131nda de\u011fildir.<\/p>\r\n<h3 data-start=\"3602\" data-end=\"3637\"><span class=\"x19la9d6 x1fc57z9 x6ikm8r x10wlt62 x19co3pv x1g5zs5t xfibh0p xiy17q3 x1xsqp64 x1lkfr7t xexx8yu xyri2b x18d9i69 x1c1uobl\"><span class=\"xrtxmta x1bhl96m\">\u2705<\/span><\/span>DASK\u2019\u0131n Kapsad\u0131\u011f\u0131 Hasarlar<\/h3>\r\n<p data-start=\"3639\" data-end=\"3772\">DASK, deprem ve deprem kaynakl\u0131 do\u011frudan ya da dolayl\u0131 etkiler sonucu binada meydana gelen <strong data-start=\"3730\" data-end=\"3749\">maddi zararlar\u0131<\/strong> teminat alt\u0131na al\u0131r.<\/p>\r\n<h4 data-start=\"3774\" data-end=\"3839\">1. <strong data-start=\"3782\" data-end=\"3837\">Deprem Sonras\u0131 Konutun Hasar G\u00f6rmesi veya Y\u0131k\u0131lmas\u0131<\/strong><\/h4>\r\n<p data-start=\"3840\" data-end=\"4091\">Deprem nedeniyle binan\u0131n tamam\u0131n\u0131n veya bir k\u0131sm\u0131n\u0131n hasar g\u00f6rmesi, \u00e7atlak, duvar y\u0131k\u0131lmas\u0131 ya da tamamen y\u0131k\u0131lmas\u0131 durumlar\u0131nda DASK devreye girer. Sigorta, binan\u0131n yeniden onar\u0131lmas\u0131 veya yeniden in\u015fas\u0131 i\u00e7in belirlenen limit dahilinde \u00f6deme yapar.<\/p>\r\n<h4 data-start=\"4093\" data-end=\"4137\">2. <strong data-start=\"4101\" data-end=\"4135\">Depremin Tetikledi\u011fi Yang\u0131nlar<\/strong><\/h4>\r\n<p data-start=\"4138\" data-end=\"4311\">Deprem sonras\u0131nda olu\u015fan k\u0131sa devre, do\u011falgaz patlamas\u0131 veya elektrik konta\u011f\u0131 gibi nedenlerle \u00e7\u0131kan yang\u0131nlarda meydana gelen yap\u0131sal hasarlar da DASK teminat\u0131na dahildir.<\/p>\r\n<h4 data-start=\"4313\" data-end=\"4356\">3. <strong data-start=\"4321\" data-end=\"4354\">Deprem Kaynakl\u0131 Yer Kaymalar\u0131<\/strong><\/h4>\r\n<p data-start=\"4357\" data-end=\"4488\">Depremin tetikledi\u011fi toprak kaymalar\u0131 sonucu binan\u0131n temelinde veya yap\u0131s\u0131nda meydana gelen zararlar, DASK taraf\u0131ndan kar\u015f\u0131lan\u0131r.<\/p>\r\n<h4 data-start=\"4490\" data-end=\"4536\">4. <strong data-start=\"4498\" data-end=\"4534\">Deprem Sonras\u0131 Tsunami Zararlar\u0131<\/strong><\/h4>\r\n<p data-start=\"4537\" data-end=\"4692\">K\u0131y\u0131 b\u00f6lgelerinde meydana gelen depremler sonras\u0131 olu\u015fan <strong data-start=\"4594\" data-end=\"4605\">tsunami<\/strong> nedeniyle binalarda meydana gelen maddi zararlar da DASK kapsam\u0131nda de\u011ferlendirilir.<\/p>\r\n<h4 data-start=\"4694\" data-end=\"4780\">5. <strong data-start=\"4702\" data-end=\"4778\">Zorunlu Deprem Sigortas\u0131 Kapsam\u0131nda Teminat Alt\u0131na Al\u0131nan Yap\u0131 Unsurlar\u0131<\/strong><\/h4>\r\n<p data-start=\"4781\" data-end=\"4797\">DASK, binan\u0131n:<\/p>\r\n<ul data-start=\"4798\" data-end=\"5003\">\r\n<li data-start=\"4798\" data-end=\"4813\">\r\n<p data-start=\"4800\" data-end=\"4813\">Temellerini<\/p>\r\n<\/li>\r\n<li data-start=\"4814\" data-end=\"4833\">\r\n<p data-start=\"4816\" data-end=\"4833\">Ana duvarlar\u0131n\u0131<\/p>\r\n<\/li>\r\n<li data-start=\"4834\" data-end=\"4859\">\r\n<p data-start=\"4836\" data-end=\"4859\">Ta\u015f\u0131y\u0131c\u0131 sistemlerini<\/p>\r\n<\/li>\r\n<li data-start=\"4860\" data-end=\"4899\">\r\n<p data-start=\"4862\" data-end=\"4899\">Merdiven, koridor ve sahanl\u0131klar\u0131n\u0131<\/p>\r\n<\/li>\r\n<li data-start=\"4900\" data-end=\"4924\">\r\n<p data-start=\"4902\" data-end=\"4924\">Asans\u00f6r bo\u015fluklar\u0131n\u0131<\/p>\r\n<\/li>\r\n<li data-start=\"4925\" data-end=\"4949\">\r\n<p data-start=\"4927\" data-end=\"4949\">\u00c7at\u0131s\u0131n\u0131 ve bacas\u0131n\u0131<\/p>\r\n<\/li>\r\n<li data-start=\"4950\" data-end=\"5003\">\r\n<p data-start=\"4952\" data-end=\"5003\">Ba\u011f\u0131ms\u0131z b\u00f6l\u00fcm\u00fc tamamlayan di\u011fer ortak alanlar\u0131n\u0131<\/p>\r\n<\/li>\r\n<\/ul>\r\n<p data-start=\"5005\" data-end=\"5027\">teminat alt\u0131na al\u0131r.<\/p>\r\n<h3 data-start=\"5034\" data-end=\"5071\">\ud83d\udeab DASK\u2019\u0131n Kapsamad\u0131\u011f\u0131 Durumlar<\/h3>\r\n<p data-start=\"5073\" data-end=\"5189\">DASK\u2019\u0131n sa\u011flad\u0131\u011f\u0131 g\u00fcvence her ne kadar geni\u015f kapsaml\u0131 olsa da, baz\u0131 durumlar bu sigorta poli\u00e7esinin d\u0131\u015f\u0131nda kal\u0131r.<\/p>\r\n<h4 data-start=\"5191\" data-end=\"5235\">1. <strong data-start=\"5199\" data-end=\"5233\">Deprem D\u0131\u015f\u0131ndaki Do\u011fal Afetler<\/strong><\/h4>\r\n<p data-start=\"5236\" data-end=\"5440\">Sel, f\u0131rt\u0131na, dolu, heyelan, yang\u0131n (depremle ili\u015fkili de\u011filse) gibi di\u011fer do\u011fal afetlerin neden oldu\u011fu hasarlar DASK kapsam\u0131na girmez. Bu t\u00fcr zararlar i\u00e7in ayr\u0131ca <strong data-start=\"5400\" data-end=\"5419\">konut sigortas\u0131<\/strong> yapt\u0131rmak gerekir.<\/p>\r\n<h4 data-start=\"5442\" data-end=\"5495\">2. <strong data-start=\"5450\" data-end=\"5493\">Ev \u0130\u00e7indeki E\u015fyalar ve Ki\u015fisel Zararlar<\/strong><\/h4>\r\n<p data-start=\"5496\" data-end=\"5662\">DASK yaln\u0131zca binay\u0131 teminat alt\u0131na al\u0131r. Evin i\u00e7indeki mobilyalar, elektronik cihazlar, hal\u0131lar, beyaz e\u015fyalar veya ki\u015fisel e\u015fyalar bu sigorta kapsam\u0131nda de\u011fildir.<\/p>\r\n<h4 data-start=\"5664\" data-end=\"5708\">3. <strong data-start=\"5672\" data-end=\"5706\">Kira Kayb\u0131 veya \u0130\u015f Yeri Zarar\u0131<\/strong><\/h4>\r\n<p data-start=\"5709\" data-end=\"5920\">Deprem sonras\u0131 ev kullan\u0131lamaz hale geldi\u011finde kira kayb\u0131 ya\u015fanabilir. Ancak DASK bu kayb\u0131 kar\u015f\u0131lamaz. Ayn\u0131 \u015fekilde, i\u015f yerlerinin faaliyetinin durmas\u0131 sonucu olu\u015fan gelir kayb\u0131 da DASK poli\u00e7esi d\u0131\u015f\u0131nda kal\u0131r.<\/p>\r\n<h4 data-start=\"5922\" data-end=\"5951\">4. <strong data-start=\"5930\" data-end=\"5949\">Manevi Zararlar<\/strong><\/h4>\r\n<p data-start=\"5952\" data-end=\"6050\">Deprem nedeniyle ya\u015fanan can kayb\u0131, sakatl\u0131k veya manevi zararlar DASK kapsam\u0131na dahil de\u011fildir.<\/p>\r\n<h4 data-start=\"6052\" data-end=\"6095\">5. <strong data-start=\"6060\" data-end=\"6093\">Binan\u0131n D\u0131\u015f\u0131nda Kalan Yap\u0131lar<\/strong><\/h4>\r\n<p data-start=\"6096\" data-end=\"6177\">DASK yaln\u0131zca binan\u0131n kendisini kapsar. Dolay\u0131s\u0131yla \u015fu yap\u0131lar teminat d\u0131\u015f\u0131d\u0131r:<\/p>\r\n<ul data-start=\"6178\" data-end=\"6287\">\r\n<li data-start=\"6178\" data-end=\"6197\">\r\n<p data-start=\"6180\" data-end=\"6197\">Bah\u00e7e duvarlar\u0131<\/p>\r\n<\/li>\r\n<li data-start=\"6198\" data-end=\"6225\">\r\n<p data-start=\"6200\" data-end=\"6225\">Garajlar, m\u00fc\u015ftemilatlar<\/p>\r\n<\/li>\r\n<li data-start=\"6226\" data-end=\"6238\">\r\n<p data-start=\"6228\" data-end=\"6238\">Havuzlar<\/p>\r\n<\/li>\r\n<li data-start=\"6239\" data-end=\"6250\">\r\n<p data-start=\"6241\" data-end=\"6250\">Depolar<\/p>\r\n<\/li>\r\n<li data-start=\"6251\" data-end=\"6262\">\r\n<p data-start=\"6253\" data-end=\"6262\">Arsalar<\/p>\r\n<\/li>\r\n<li data-start=\"6263\" data-end=\"6287\">\r\n<p data-start=\"6265\" data-end=\"6287\">Sera veya eklentiler<\/p>\r\n<\/li>\r\n<\/ul>\r\n<h4 data-start=\"6289\" data-end=\"6348\">6. <strong data-start=\"6297\" data-end=\"6346\">Kas\u0131tl\u0131 Hasarlar veya Mevzuata Ayk\u0131r\u0131 Binalar<\/strong><\/h4>\r\n<p data-start=\"6349\" data-end=\"6559\">E\u011fer bina, mevzuata ayk\u0131r\u0131 olarak yap\u0131lm\u0131\u015fsa veya sonradan ka\u00e7ak b\u00f6l\u00fcmler eklenmi\u015fse, bu k\u0131s\u0131mlar DASK teminat\u0131na dahil edilmez. Ayn\u0131 \u015fekilde, bina sahibi taraf\u0131ndan kasten verilen zararlar da kapsam d\u0131\u015f\u0131d\u0131r.<\/p>\r\n<h3 data-start=\"6566\" data-end=\"6601\">DASK Teminat\u0131 Ne Kadard\u0131r?<\/h3>\r\n<p data-start=\"6603\" data-end=\"6838\">DASK her y\u0131l belirlenen <strong data-start=\"6627\" data-end=\"6654\">maksimum teminat tutar\u0131<\/strong> \u00fczerinden \u00f6deme yapar.<br data-start=\"6677\" data-end=\"6680\" \/>2025 y\u0131l\u0131 itibar\u0131yla bu tutar <strong data-start=\"6710\" data-end=\"6726\">1.500.000 TL<\/strong>\u2019dir.<br data-start=\"6731\" data-end=\"6734\" \/>Bu tutar, binan\u0131n metrekaresi, yap\u0131 tarz\u0131 ve bulundu\u011fu deprem risk b\u00f6lgesine g\u00f6re de\u011fi\u015fiklik g\u00f6sterir.\u00a0<\/p>\r\n<p data-start=\"6603\" data-end=\"6838\">\u00a0<\/p>\r\n<p data-start=\"6603\" data-end=\"6838\"><img decoding=\"async\" class=\"aligncenter wp-image-1704 size-full\" src=\"https:\/\/dask360.com\/blog\/wp-content\/uploads\/2025\/10\/dask-ve-konut-sigortasi-arasindaki-fark-1.png\" alt=\"\" width=\"800\" height=\"400\" srcset=\"https:\/\/dask360.com\/blog\/wp-content\/uploads\/2025\/10\/dask-ve-konut-sigortasi-arasindaki-fark-1.png 800w, https:\/\/dask360.com\/blog\/wp-content\/uploads\/2025\/10\/dask-ve-konut-sigortasi-arasindaki-fark-1-300x150.png 300w, https:\/\/dask360.com\/blog\/wp-content\/uploads\/2025\/10\/dask-ve-konut-sigortasi-arasindaki-fark-1-528x264.png 528w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/p>\r\n<h2 data-start=\"185\" data-end=\"232\">\ud83c\udfe0 DASK ve Konut Sigortas\u0131 Aras\u0131ndaki Fark<\/h2>\r\n<p data-start=\"234\" data-end=\"562\">Bir\u00e7ok ki\u015fi, <strong data-start=\"247\" data-end=\"285\">DASK\u2019\u0131n (Zorunlu Deprem Sigortas\u0131)<\/strong> t\u00fcm do\u011fal afetleri kapsad\u0131\u011f\u0131n\u0131 d\u00fc\u015f\u00fcn\u00fcr. Oysa DASK yaln\u0131zca <strong data-start=\"345\" data-end=\"391\">deprem ve deprem kaynakl\u0131 bina hasarlar\u0131n\u0131<\/strong> g\u00fcvence alt\u0131na al\u0131r. <strong data-start=\"413\" data-end=\"432\">Konut sigortas\u0131<\/strong> ise \u00e7ok daha geni\u015f kapsaml\u0131 bir koruma sunar. Bu iki sigorta t\u00fcr\u00fc birbirini tamamlayan, farkl\u0131 ama\u00e7lara hizmet eden sistemlerdir.<\/p>\r\n<p data-start=\"564\" data-end=\"635\">A\u015fa\u011f\u0131daki tabloda aralar\u0131ndaki farklar\u0131 net bir \u015fekilde g\u00f6rebilirsiniz:<\/p>\r\n<div class=\"_tableContainer_1rjym_1\">\r\n<div class=\"group _tableWrapper_1rjym_13 flex w-fit flex-col-reverse\" tabindex=\"-1\">\r\n<table class=\"w-fit min-w-(--thread-content-width)\" data-start=\"637\" data-end=\"1470\">\r\n<thead data-start=\"637\" data-end=\"711\">\r\n<tr data-start=\"637\" data-end=\"711\">\r\n<th data-start=\"637\" data-end=\"650\" data-col-size=\"sm\"><strong data-start=\"639\" data-end=\"649\">Kriter<\/strong><\/th>\r\n<th data-start=\"650\" data-end=\"688\" data-col-size=\"md\"><strong data-start=\"652\" data-end=\"687\">DASK (Zorunlu Deprem Sigortas\u0131)<\/strong><\/th>\r\n<th data-start=\"688\" data-end=\"711\" data-col-size=\"md\"><strong data-start=\"690\" data-end=\"709\">Konut Sigortas\u0131<\/strong><\/th>\r\n<\/tr>\r\n<\/thead>\r\n<tbody data-start=\"790\" data-end=\"1470\">\r\n<tr data-start=\"790\" data-end=\"840\">\r\n<td data-start=\"790\" data-end=\"808\" data-col-size=\"sm\"><strong data-start=\"792\" data-end=\"807\">Yasal Durum<\/strong><\/td>\r\n<td data-start=\"808\" data-end=\"821\" data-col-size=\"md\">Zorunludur<\/td>\r\n<td data-start=\"821\" data-end=\"840\" data-col-size=\"md\">\u0130ste\u011fe ba\u011fl\u0131d\u0131r<\/td>\r\n<\/tr>\r\n<tr data-start=\"841\" data-end=\"991\">\r\n<td data-start=\"841\" data-end=\"854\" data-col-size=\"sm\"><strong data-start=\"843\" data-end=\"853\">Kapsam<\/strong><\/td>\r\n<td data-start=\"854\" data-end=\"918\" data-col-size=\"md\">Sadece deprem ve deprem kaynakl\u0131 yang\u0131n, yer kaymas\u0131, tsunami<\/td>\r\n<td data-start=\"918\" data-end=\"991\" data-col-size=\"md\">Yang\u0131n, sel, su bask\u0131n\u0131, h\u0131rs\u0131zl\u0131k, f\u0131rt\u0131na, patlama, deprem, e\u015fyalar<\/td>\r\n<\/tr>\r\n<tr data-start=\"992\" data-end=\"1025\">\r\n<td data-start=\"992\" data-end=\"1012\" data-col-size=\"sm\"><strong data-start=\"994\" data-end=\"1011\">E\u015fya Teminat\u0131<\/strong><\/td>\r\n<td data-start=\"1012\" data-end=\"1018\" data-col-size=\"md\">Yok<\/td>\r\n<td data-start=\"1018\" data-end=\"1025\" data-col-size=\"md\">Var<\/td>\r\n<\/tr>\r\n<tr data-start=\"1026\" data-end=\"1065\">\r\n<td data-start=\"1026\" data-end=\"1052\" data-col-size=\"sm\"><strong data-start=\"1028\" data-end=\"1051\">Kira Kayb\u0131 Teminat\u0131<\/strong><\/td>\r\n<td data-start=\"1052\" data-end=\"1058\" data-col-size=\"md\">Yok<\/td>\r\n<td data-start=\"1058\" data-end=\"1065\" data-col-size=\"md\">Var<\/td>\r\n<\/tr>\r\n<tr data-start=\"1066\" data-end=\"1181\">\r\n<td data-start=\"1066\" data-end=\"1087\" data-col-size=\"sm\"><strong data-start=\"1068\" data-end=\"1086\">Teminat Limiti<\/strong><\/td>\r\n<td data-start=\"1087\" data-end=\"1143\" data-col-size=\"md\">Belirli bir \u00fcst limit (2025 itibar\u0131yla 1.5 milyon TL)<\/td>\r\n<td data-start=\"1143\" data-end=\"1181\" data-col-size=\"md\">Poli\u00e7e sahibinin belirledi\u011fi tutar<\/td>\r\n<\/tr>\r\n<tr data-start=\"1182\" data-end=\"1297\">\r\n<td data-start=\"1182\" data-end=\"1205\" data-col-size=\"sm\"><strong data-start=\"1184\" data-end=\"1204\">Tazminat \u00d6demesi<\/strong><\/td>\r\n<td data-start=\"1205\" data-end=\"1236\" data-col-size=\"md\">Binadaki yap\u0131sal hasara g\u00f6re<\/td>\r\n<td data-start=\"1236\" data-end=\"1297\" data-col-size=\"md\">Hem bina hem e\u015fyalar hem de \u00fc\u00e7\u00fcnc\u00fc \u015fah\u0131s zararlar\u0131na g\u00f6re<\/td>\r\n<\/tr>\r\n<tr data-start=\"1298\" data-end=\"1373\">\r\n<td data-start=\"1298\" data-end=\"1316\" data-col-size=\"sm\"><strong data-start=\"1300\" data-end=\"1315\">Prim Tutar\u0131<\/strong><\/td>\r\n<td data-start=\"1316\" data-end=\"1327\" data-col-size=\"md\">D\u00fc\u015f\u00fckt\u00fcr<\/td>\r\n<td data-start=\"1327\" data-end=\"1373\" data-col-size=\"md\">Daha geni\u015f kapsam nedeniyle daha y\u00fcksektir<\/td>\r\n<\/tr>\r\n<tr data-start=\"1374\" data-end=\"1470\">\r\n<td data-start=\"1374\" data-end=\"1385\" data-col-size=\"sm\"><strong data-start=\"1376\" data-end=\"1384\">Ama\u00e7<\/strong><\/td>\r\n<td data-start=\"1385\" data-end=\"1425\" data-col-size=\"md\">Deprem sonras\u0131 temel g\u00fcvence sa\u011flamak<\/td>\r\n<td data-start=\"1425\" data-end=\"1470\" data-col-size=\"md\">Geni\u015f kapsaml\u0131 ev ve e\u015fya korumas\u0131 sunmak<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<\/div>\r\n<\/div>\r\n<h3 data-start=\"1477\" data-end=\"1521\">Hangi Sigorta T\u00fcr\u00fcn\u00fc Yapt\u0131rmal\u0131s\u0131n\u0131z?<\/h3>\r\n<p data-start=\"1523\" data-end=\"1672\">Asl\u0131nda \u201cDASK m\u0131, konut sigortas\u0131 m\u0131 yapt\u0131rmal\u0131y\u0131m?\u201d sorusunun cevab\u0131 <strong data-start=\"1593\" data-end=\"1609\">her ikisi de<\/strong> olmal\u0131d\u0131r.<br data-start=\"1620\" data-end=\"1623\" \/>\u00c7\u00fcnk\u00fc bu iki sigorta t\u00fcr\u00fc birbirini <strong data-start=\"1659\" data-end=\"1671\">tamamlar<\/strong>:<\/p>\r\n<ul data-start=\"1674\" data-end=\"1920\">\r\n<li data-start=\"1674\" data-end=\"1746\">\r\n<p data-start=\"1676\" data-end=\"1746\"><strong data-start=\"1676\" data-end=\"1684\">DASK<\/strong>, yaln\u0131zca binan\u0131z\u0131n depreme kar\u015f\u0131 maddi g\u00fcvenli\u011fini sa\u011flar.<\/p>\r\n<\/li>\r\n<li data-start=\"1747\" data-end=\"1920\">\r\n<p data-start=\"1749\" data-end=\"1920\"><strong data-start=\"1749\" data-end=\"1768\">Konut sigortas\u0131<\/strong> ise evinizi <strong data-start=\"1781\" data-end=\"1832\">yang\u0131n, h\u0131rs\u0131zl\u0131k, su bask\u0131n\u0131 ve di\u011fer afetlere<\/strong> kar\u015f\u0131 da korur. Ayr\u0131ca <strong data-start=\"1856\" data-end=\"1872\">e\u015fyalar\u0131n\u0131z\u0131<\/strong> ve <strong data-start=\"1876\" data-end=\"1894\">kira kayb\u0131n\u0131z\u0131<\/strong> da g\u00fcvence alt\u0131na al\u0131r.<\/p>\r\n<\/li>\r\n<\/ul>\r\n<p data-start=\"1922\" data-end=\"2126\">Bu nedenle <strong data-start=\"1933\" data-end=\"1983\">en kapsaml\u0131 koruma i\u00e7in DASK + Konut Sigortas\u0131<\/strong> birlikte yapt\u0131r\u0131lmal\u0131d\u0131r.<br data-start=\"2009\" data-end=\"2012\" \/>B\u00f6ylece hem depremin hem de di\u011fer beklenmedik olaylar\u0131n yol a\u00e7abilece\u011fi maddi zararlar\u0131 minimuma indirebilirsiniz.<\/p>\r\n<h3 data-start=\"2133\" data-end=\"2163\">\ud83c\udf0d DASK\u2019\u0131n Toplumsal \u00d6nemi<\/h3>\r\n<p data-start=\"2165\" data-end=\"2277\">DASK\u2019\u0131n amac\u0131 yaln\u0131zca bireysel de\u011fil, <strong data-start=\"2204\" data-end=\"2237\">toplumsal bir g\u00fcvence sistemi<\/strong> olu\u015fturmakt\u0131r.<br data-start=\"2252\" data-end=\"2255\" \/>Bu sistem sayesinde:<\/p>\r\n<ul data-start=\"2279\" data-end=\"2458\">\r\n<li data-start=\"2279\" data-end=\"2336\">\r\n<p data-start=\"2281\" data-end=\"2336\">Devletin \u00fczerindeki afet sonras\u0131 ekonomik y\u00fck azal\u0131r.<\/p>\r\n<\/li>\r\n<li data-start=\"2337\" data-end=\"2383\">\r\n<p data-start=\"2339\" data-end=\"2383\">Sigortac\u0131l\u0131k bilinci toplumda yayg\u0131nla\u015f\u0131r.<\/p>\r\n<\/li>\r\n<li data-start=\"2384\" data-end=\"2458\">\r\n<p data-start=\"2386\" data-end=\"2458\">\u00dclke ekonomisi ve yap\u0131 sto\u011fu afetlere kar\u015f\u0131 daha dayan\u0131kl\u0131 hale gelir.<\/p>\r\n<\/li>\r\n<\/ul>\r\n<p data-start=\"2460\" data-end=\"2684\">Unutmay\u0131n, <strong data-start=\"2471\" data-end=\"2558\">DASK yaln\u0131zca yasal bir zorunluluk de\u011fil, ayn\u0131 zamanda gelece\u011finiz i\u00e7in bir g\u00fcvence<\/strong>dir.<br data-start=\"2562\" data-end=\"2565\" \/>Depremin ne zaman olaca\u011f\u0131n\u0131 bilemeyiz; ancak DASK ve konut sigortas\u0131 ile <strong data-start=\"2638\" data-end=\"2670\">sonu\u00e7lar\u0131na kar\u015f\u0131 haz\u0131rl\u0131kl\u0131<\/strong> olabiliriz.<\/p>\r\n<ul class=\"wp-block-list\"><!-- \/wp:heading --><\/ul>\r\n<!-- \/wp:list -->\r\n\r\n<!-- wp:heading -->\r\n<h2 data-start=\"171\" data-end=\"202\">DASK Kimler \u0130\u00e7in Zorunludur?<\/h2>\r\n<p data-start=\"204\" data-end=\"584\">DASK, yani <strong data-start=\"215\" data-end=\"243\">Zorunlu Deprem Sigortas\u0131<\/strong>, T\u00fcrkiye\u2019de konut sahibi olan herkes i\u00e7in hayati bir g\u00fcvence niteli\u011findedir. 587 say\u0131l\u0131 kanun h\u00fckm\u00fcnde kararnameye g\u00f6re, <strong data-start=\"365\" data-end=\"418\">T\u00fcrkiye s\u0131n\u0131rlar\u0131 i\u00e7inde yer alan t\u00fcm meskenlerin<\/strong> bu sigortay\u0131 yapt\u0131rmas\u0131 zorunludur. DASK, deprem sonras\u0131 olu\u015fabilecek maddi zararlar\u0131n belirli bir k\u0131sm\u0131n\u0131 kar\u015f\u0131layarak hem bireyi hem de toplumu koruma alt\u0131na al\u0131r.<\/p>\r\n<h3 data-start=\"586\" data-end=\"625\">DASK Yapt\u0131rmak Zorunda Olan Yap\u0131lar<\/h3>\r\n<ol data-start=\"627\" data-end=\"1601\">\r\n<li data-start=\"627\" data-end=\"797\">\r\n<p data-start=\"630\" data-end=\"797\"><strong data-start=\"630\" data-end=\"671\">Tapuya kay\u0131tl\u0131 t\u00fcm ba\u011f\u0131ms\u0131z b\u00f6l\u00fcmler:<\/strong><br data-start=\"671\" data-end=\"674\" \/>Apartman dairesi, m\u00fcstakil ev veya villa fark etmeksizin, tapuya kay\u0131tl\u0131 olan t\u00fcm konutlar DASK kapsam\u0131na girmektedir.<\/p>\r\n<\/li>\r\n<li data-start=\"802\" data-end=\"1062\">\r\n<p data-start=\"805\" data-end=\"1062\"><strong data-start=\"805\" data-end=\"858\">Kat m\u00fclkiyeti veya kat irtifak\u0131 kurulmu\u015f yap\u0131lar:<\/strong><br data-start=\"858\" data-end=\"861\" \/>\u0130n\u015faat\u0131 tamamlanmam\u0131\u015f ancak tapuda <strong data-start=\"899\" data-end=\"915\">kat irtifak\u0131<\/strong> kurulmu\u015f bir daireye sahipseniz, o daire i\u00e7in de DASK yapt\u0131rmak zorunludur. \u0130n\u015faat tamamlan\u0131p <strong data-start=\"1010\" data-end=\"1029\">kat m\u00fclkiyetine<\/strong> ge\u00e7ildi\u011finde sigorta devam eder.<\/p>\r\n<\/li>\r\n<li data-start=\"1064\" data-end=\"1334\">\r\n<p data-start=\"1067\" data-end=\"1334\"><strong data-start=\"1067\" data-end=\"1131\">Devlet taraf\u0131ndan yapt\u0131r\u0131lan veya krediyle sat\u0131lan konutlar:<\/strong><br data-start=\"1131\" data-end=\"1134\" \/>TOK\u0130 gibi kurumlar taraf\u0131ndan yap\u0131lan, devlet destekli konut projeleri veya <strong data-start=\"1213\" data-end=\"1246\">konut kredisiyle al\u0131nan evler<\/strong> i\u00e7in de DASK zorunludur. Bankalar kredi i\u015flemleri s\u0131ras\u0131nda DASK poli\u00e7esini talep eder.<\/p>\r\n<\/li>\r\n<li data-start=\"1336\" data-end=\"1601\">\r\n<p data-start=\"1339\" data-end=\"1601\"><strong data-start=\"1339\" data-end=\"1370\">Site ve apartman daireleri:<\/strong><br data-start=\"1370\" data-end=\"1373\" \/>Tek bir yap\u0131 i\u00e7inde birden fazla ba\u011f\u0131ms\u0131z b\u00f6l\u00fcm\u00fcn bulundu\u011fu sitelerde, her dairenin kendine ait DASK poli\u00e7esi olmal\u0131d\u0131r. Ortak alanlar (asans\u00f6r, otopark, merdiven vb.) bina sigortas\u0131 kapsam\u0131na girer, DASK kapsam\u0131nda de\u011fildir.<\/p>\r\n<\/li>\r\n<\/ol>\r\n<h3 data-start=\"1603\" data-end=\"1648\">DASK Yapt\u0131rma Zorunlulu\u011fu Olmayan Yap\u0131lar<\/h3>\r\n<p data-start=\"1650\" data-end=\"1743\">Her yap\u0131 i\u00e7in DASK zorunlu de\u011fildir. A\u015fa\u011f\u0131daki durumlarda DASK yapt\u0131rma mecburiyeti bulunmaz:<\/p>\r\n<ol data-start=\"1745\" data-end=\"2582\">\r\n<li data-start=\"1745\" data-end=\"1963\">\r\n<p data-start=\"1748\" data-end=\"1963\"><strong data-start=\"1748\" data-end=\"1763\">K\u00f6y evleri:<\/strong><br data-start=\"1763\" data-end=\"1766\" \/>K\u00f6y yerle\u015fim alanlar\u0131nda bulunan, tapusu olmayan veya tapu kay\u0131tlar\u0131nda arsa niteli\u011finde g\u00f6r\u00fcnen k\u00f6y evleri DASK kapsam\u0131 d\u0131\u015f\u0131ndad\u0131r. Ancak bu evler i\u00e7in iste\u011fe ba\u011fl\u0131 konut sigortas\u0131 yap\u0131labilir.<\/p>\r\n<\/li>\r\n<li data-start=\"1965\" data-end=\"2196\">\r\n<p data-start=\"1968\" data-end=\"2196\"><strong data-start=\"1968\" data-end=\"2012\">Tamam\u0131 ticari ama\u00e7la kullan\u0131lan yap\u0131lar:<\/strong><br data-start=\"2012\" data-end=\"2015\" \/>\u0130\u015f yeri, depo, fabrika gibi yap\u0131lar sadece ticari ama\u00e7la kullan\u0131l\u0131yorsa DASK\u2019a tabi de\u011fildir. Ancak bu binalar\u0131n \u00fcst kat\u0131nda mesken varsa, o daire i\u00e7in DASK yapt\u0131r\u0131lmas\u0131 gerekir.<\/p>\r\n<\/li>\r\n<li data-start=\"2198\" data-end=\"2353\">\r\n<p data-start=\"2201\" data-end=\"2353\"><strong data-start=\"2201\" data-end=\"2234\">Kamu kurumlar\u0131na ait binalar:<\/strong><br data-start=\"2234\" data-end=\"2237\" \/>Belediyelere, kamu kurulu\u015flar\u0131na, devlet kurumlar\u0131na veya askeri alanlara ait binalar DASK kapsam\u0131 d\u0131\u015f\u0131nda kal\u0131r.<\/p>\r\n<\/li>\r\n<li data-start=\"2355\" data-end=\"2582\">\r\n<p data-start=\"2358\" data-end=\"2582\"><strong data-start=\"2358\" data-end=\"2418\">Y\u0131k\u0131lacak veya kullan\u0131lmayacak derecede hasarl\u0131 binalar:<\/strong><br data-start=\"2418\" data-end=\"2421\" \/>Deprem riski nedeniyle y\u0131k\u0131m karar\u0131 verilmi\u015f ya da oturulamaz durumdaki yap\u0131lar sigortalanamaz. DASK, yaln\u0131zca oturulabilir durumdaki yap\u0131lar i\u00e7in ge\u00e7erlidir.<\/p>\r\n<\/li>\r\n<\/ol>\r\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-1705 size-full\" src=\"https:\/\/dask360.com\/blog\/wp-content\/uploads\/2025\/10\/dask-yaptirmamanin-cezasi-var-mi-1.png\" alt=\"\" width=\"800\" height=\"400\" srcset=\"https:\/\/dask360.com\/blog\/wp-content\/uploads\/2025\/10\/dask-yaptirmamanin-cezasi-var-mi-1.png 800w, https:\/\/dask360.com\/blog\/wp-content\/uploads\/2025\/10\/dask-yaptirmamanin-cezasi-var-mi-1-300x150.png 300w, https:\/\/dask360.com\/blog\/wp-content\/uploads\/2025\/10\/dask-yaptirmamanin-cezasi-var-mi-1-528x264.png 528w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/p>\r\n<h2 data-start=\"2589\" data-end=\"2625\">DASK Yapt\u0131rmaman\u0131n Cezas\u0131 Var m\u0131?<\/h2>\r\n<p data-start=\"2627\" data-end=\"2843\">Bir\u00e7ok ki\u015fi \u201cDASK yapt\u0131rmazsam ceza al\u0131r m\u0131y\u0131m?\u201d sorusunu merak ediyor. DASK yapt\u0131rmaman\u0131n do\u011frudan bir <strong data-start=\"2731\" data-end=\"2746\">para cezas\u0131<\/strong> yoktur. Ancak <strong data-start=\"2761\" data-end=\"2793\">hukuki ve idari k\u0131s\u0131tlamalar<\/strong> nedeniyle g\u00fcnl\u00fck hayatta pek \u00e7ok i\u015flem yap\u0131lamaz.<\/p>\r\n<h3 data-start=\"2845\" data-end=\"2882\">DASK Olmadan Yap\u0131lamayan \u0130\u015flemler<\/h3>\r\n<ol data-start=\"2884\" data-end=\"3782\">\r\n<li data-start=\"2884\" data-end=\"3132\">\r\n<p data-start=\"2887\" data-end=\"3132\"><strong data-start=\"2887\" data-end=\"2925\">Tapu \u0130\u015flemleri Ger\u00e7ekle\u015ftirilemez:<\/strong><br data-start=\"2925\" data-end=\"2928\" \/>DASK poli\u00e7esi olmayan bir konutun <strong data-start=\"2965\" data-end=\"2999\">sat\u0131\u015f\u0131, devri veya tapu i\u015flemi<\/strong> yap\u0131lamaz. Tapu m\u00fcd\u00fcrl\u00fckleri, i\u015flem s\u0131ras\u0131nda sistem \u00fczerinden poli\u00e7e numaras\u0131n\u0131 sorgular. Sigorta ge\u00e7erli de\u011filse i\u015flem reddedilir.<\/p>\r\n<\/li>\r\n<li data-start=\"3134\" data-end=\"3384\">\r\n<p data-start=\"3137\" data-end=\"3384\"><strong data-start=\"3137\" data-end=\"3188\">Elektrik, Su ve Do\u011falgaz Abonelikleri A\u00e7\u0131lamaz:<\/strong><br data-start=\"3188\" data-end=\"3191\" \/>Yeni bir eve ta\u015f\u0131nd\u0131\u011f\u0131n\u0131zda veya bir daire sat\u0131n ald\u0131\u011f\u0131n\u0131zda, elektrik, su ve do\u011falgaz abonelikleri i\u00e7in DASK poli\u00e7esi istenir. Sigorta yapt\u0131r\u0131lmad\u0131\u011f\u0131 s\u00fcrece abonelik i\u015flemleri tamamlanamaz.<\/p>\r\n<\/li>\r\n<li data-start=\"3386\" data-end=\"3576\">\r\n<p data-start=\"3389\" data-end=\"3576\"><strong data-start=\"3389\" data-end=\"3416\">Konut Kredisi Al\u0131namaz:<\/strong><br data-start=\"3416\" data-end=\"3419\" \/>Bankalar, konut kredisi kulland\u0131rmadan \u00f6nce DASK poli\u00e7esi ister. \u00c7\u00fcnk\u00fc krediyle al\u0131nan evin sigortas\u0131z olmas\u0131, hem banka hem de al\u0131c\u0131 i\u00e7in risk olu\u015fturur.<\/p>\r\n<\/li>\r\n<li data-start=\"3578\" data-end=\"3782\">\r\n<p data-start=\"3581\" data-end=\"3782\"><strong data-start=\"3581\" data-end=\"3634\">Konut Yenileme veya Tadilat \u0130zinleri Gecikebilir:<\/strong><br data-start=\"3634\" data-end=\"3637\" \/>Baz\u0131 belediyeler, yap\u0131 izinleri veya tadilat ba\u015fvurular\u0131nda da DASK poli\u00e7esini talep edebilir. Bu durumda poli\u00e7esiz i\u015flem yapmak m\u00fcmk\u00fcn olmaz.<\/p>\r\n<\/li>\r\n<\/ol>\r\n<h3 data-start=\"3784\" data-end=\"3824\">DASK Yapt\u0131rmaman\u0131n Dolayl\u0131 Sonu\u00e7lar\u0131<\/h3>\r\n<ul data-start=\"3826\" data-end=\"4414\">\r\n<li data-start=\"3826\" data-end=\"4034\">\r\n<p data-start=\"3828\" data-end=\"4034\"><strong data-start=\"3828\" data-end=\"3868\">Deprem sonras\u0131 tazminat alamazs\u0131n\u0131z:<\/strong><br data-start=\"3868\" data-end=\"3871\" \/>DASK sigortas\u0131 olmayan bir konutta deprem meydana geldi\u011finde, olu\u015fan hasar tamamen konut sahibinin sorumlulu\u011fundad\u0131r. Devlet, bu durumda tazminat \u00f6demesi yapmaz.<\/p>\r\n<\/li>\r\n<li data-start=\"4036\" data-end=\"4198\">\r\n<p data-start=\"4038\" data-end=\"4198\"><strong data-start=\"4038\" data-end=\"4058\">Ev de\u011feri d\u00fc\u015fer:<\/strong><br data-start=\"4058\" data-end=\"4061\" \/>Sigortas\u0131z bir ev, al\u0131c\u0131lar a\u00e7\u0131s\u0131ndan g\u00fcvensiz g\u00f6r\u00fcn\u00fcr. DASK poli\u00e7esi olmayan konutlar\u0131n sat\u0131\u015f s\u00fcreci uzar ve piyasa de\u011feri azalabilir.<\/p>\r\n<\/li>\r\n<li data-start=\"4200\" data-end=\"4414\">\r\n<p data-start=\"4202\" data-end=\"4414\"><strong data-start=\"4202\" data-end=\"4226\">Finansal risk artar:<\/strong><br data-start=\"4226\" data-end=\"4229\" \/>Olas\u0131 bir deprem sonras\u0131 yeniden in\u015fa masraflar\u0131 y\u00fcksek tutarlara ula\u015fabilir. Sigorta, bu y\u00fck\u00fc hafifletirken, poli\u00e7esiz olmak sizi maddi a\u00e7\u0131dan b\u00fcy\u00fck bir riskle kar\u015f\u0131 kar\u015f\u0131ya b\u0131rak\u0131r.<\/p>\r\n<\/li>\r\n<\/ul>\r\n<h3 data-start=\"4416\" data-end=\"4455\">DASK Poli\u00e7esi Nas\u0131l Kontrol Edilir?<\/h3>\r\n<p data-start=\"4457\" data-end=\"4514\">Mevcut DASK poli\u00e7enizin ge\u00e7erlili\u011fini kontrol etmek i\u00e7in:<\/p>\r\n<ul data-start=\"4516\" data-end=\"4878\">\r\n<li data-start=\"4516\" data-end=\"4646\">\r\n<p data-start=\"4518\" data-end=\"4646\"><a class=\"decorated-link cursor-pointer\" target=\"_new\" rel=\"noopener\" data-start=\"4518\" data-end=\"4560\">www.dask.gov.tr<\/a> adresine girip TC kimlik numaras\u0131 veya poli\u00e7e numaran\u0131zla sorgulama yapabilirsiniz.<\/p>\r\n<\/li>\r\n<li data-start=\"4647\" data-end=\"4781\">\r\n<p data-start=\"4649\" data-end=\"4781\">Ayr\u0131ca <strong data-start=\"4656\" data-end=\"4668\">e-Devlet<\/strong> \u00fczerinden \u201cZorunlu Deprem Sigortas\u0131 Poli\u00e7e Sorgulama\u201d sekmesini kullanarak da aktif poli\u00e7enizi g\u00f6rebilirsiniz.<\/p>\r\n<\/li>\r\n<li data-start=\"4782\" data-end=\"4878\">\r\n<p data-start=\"4784\" data-end=\"4878\">Poli\u00e7enizin s\u00fcresi dolduysa, sigorta acentenizden veya bankan\u0131zdan kolayca yenileyebilirsiniz.<\/p>\r\n<\/li>\r\n<\/ul>\r\n<p data-start=\"4896\" data-end=\"5264\">DASK yaln\u0131zca bir yasal zorunluluk de\u011fil, ayn\u0131 zamanda <strong data-start=\"4951\" data-end=\"4973\">hayati bir g\u00fcvence<\/strong>dir. T\u00fcrkiye gibi deprem riski y\u00fcksek bir \u00fclkede, konut sahiplerinin DASK yapt\u0131rarak hem kendi gelece\u011fini hem de toplumsal g\u00fcvenli\u011fi korumas\u0131 b\u00fcy\u00fck \u00f6nem ta\u015f\u0131r. DASK poli\u00e7esi olmayan bir evde ya\u015famak, hem g\u00fcnl\u00fck i\u015flemleri zorla\u015ft\u0131r\u0131r hem de olas\u0131 bir depremde maddi olarak savunmas\u0131z b\u0131rak\u0131r.<\/p>\r\n<p data-start=\"5266\" data-end=\"5428\">Bu nedenle her konut sahibinin DASK poli\u00e7esini d\u00fczenli olarak <strong data-start=\"5328\" data-end=\"5342\">yenilemesi<\/strong>, <strong data-start=\"5344\" data-end=\"5378\">adres bilgilerini g\u00fcncellemesi<\/strong> ve <strong data-start=\"5382\" data-end=\"5419\">poli\u00e7e limitlerini kontrol etmesi<\/strong> gerekir.<\/p>\r\n<p data-start=\"5266\" data-end=\"5428\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-1706 size-full\" src=\"https:\/\/dask360.com\/blog\/wp-content\/uploads\/2025\/10\/dask-nasil-yapilir-1.png\" alt=\"\" width=\"800\" height=\"400\" srcset=\"https:\/\/dask360.com\/blog\/wp-content\/uploads\/2025\/10\/dask-nasil-yapilir-1.png 800w, https:\/\/dask360.com\/blog\/wp-content\/uploads\/2025\/10\/dask-nasil-yapilir-1-300x150.png 300w, https:\/\/dask360.com\/blog\/wp-content\/uploads\/2025\/10\/dask-nasil-yapilir-1-528x264.png 528w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/p>\r\n<!-- \/wp:paragraph -->\r\n\r\n<!-- wp:heading -->\r\n<h2 data-start=\"175\" data-end=\"206\">DASK Nas\u0131l Yap\u0131l\u0131r?<\/h2>\r\n<p data-start=\"208\" data-end=\"572\">DASK yapt\u0131rmak son derece kolay ve h\u0131zl\u0131 bir i\u015flemdir. T\u00fcrkiye\u2019de faaliyet g\u00f6steren t\u00fcm <strong data-start=\"305\" data-end=\"327\">sigorta \u015firketleri<\/strong>, <strong data-start=\"329\" data-end=\"341\">bankalar<\/strong> ve <strong data-start=\"345\" data-end=\"375\">yetkili sigorta acenteleri<\/strong> arac\u0131l\u0131\u011f\u0131yla zorunlu deprem sigortan\u0131z\u0131 birka\u00e7 dakika i\u00e7inde yapt\u0131rabilirsiniz.<br data-start=\"455\" data-end=\"458\" \/>Ama \u00f6ncesinde, sigorta poli\u00e7esinin do\u011fru \u015fekilde d\u00fczenlenebilmesi i\u00e7in baz\u0131 bilgilerin eksiksiz sunulmas\u0131 gerekir.<\/p>\r\n<h3 data-start=\"574\" data-end=\"614\">DASK Yapt\u0131rmak \u0130\u00e7in Gerekli Belgeler<\/h3>\r\n<p data-start=\"616\" data-end=\"676\">DASK poli\u00e7esi d\u00fczenlenirken a\u015fa\u011f\u0131daki bilgiler talep edilir:<\/p>\r\n<ol data-start=\"678\" data-end=\"1575\">\r\n<li data-start=\"678\" data-end=\"850\">\r\n<p data-start=\"681\" data-end=\"850\"><strong data-start=\"681\" data-end=\"702\">Kimlik Bilgileri:<\/strong><br data-start=\"702\" data-end=\"705\" \/>Sigorta yapt\u0131racak ki\u015finin T.C. kimlik numaras\u0131 ve ileti\u015fim bilgileri gereklidir. Sigorta yapt\u0131ran ki\u015fi ile tapu sahibi ayn\u0131 ki\u015fi olmal\u0131d\u0131r.<\/p>\r\n<\/li>\r\n<li data-start=\"852\" data-end=\"996\">\r\n<p data-start=\"855\" data-end=\"996\"><strong data-start=\"855\" data-end=\"874\">Tapu Bilgileri:<\/strong><br data-start=\"874\" data-end=\"877\" \/>Konutun a\u00e7\u0131k adresi, il\/il\u00e7e\/mahalle bilgileri, ba\u011f\u0131ms\u0131z b\u00f6l\u00fcm numaras\u0131 ve tapuda yer alan yap\u0131 bilgileri girilir.<\/p>\r\n<\/li>\r\n<li data-start=\"998\" data-end=\"1175\">\r\n<p data-start=\"1001\" data-end=\"1175\"><strong data-start=\"1001\" data-end=\"1016\">Adres Kodu:<\/strong><br data-start=\"1016\" data-end=\"1019\" \/>DASK poli\u00e7eleri, T\u00fcrkiye Adres Kay\u0131t Sistemi\u2019ne ba\u011fl\u0131 <strong data-start=\"1076\" data-end=\"1100\">10 haneli adres kodu<\/strong> \u00fczerinden d\u00fczenlenir. Bu kod e-Devlet veya belediyelerden \u00f6\u011frenilebilir.<\/p>\r\n<\/li>\r\n<li data-start=\"1177\" data-end=\"1387\">\r\n<p data-start=\"1180\" data-end=\"1206\"><strong data-start=\"1180\" data-end=\"1204\">Yap\u0131n\u0131n \u00d6zellikleri:<\/strong><\/p>\r\n<ul data-start=\"1210\" data-end=\"1387\">\r\n<li data-start=\"1210\" data-end=\"1223\">\r\n<p data-start=\"1212\" data-end=\"1223\">\u0130n\u015fa y\u0131l\u0131<\/p>\r\n<\/li>\r\n<li data-start=\"1227\" data-end=\"1271\">\r\n<p data-start=\"1229\" data-end=\"1271\">Yap\u0131 tarz\u0131 (betonarme, kagir, ah\u015fap vb.)<\/p>\r\n<\/li>\r\n<li data-start=\"1275\" data-end=\"1289\">\r\n<p data-start=\"1277\" data-end=\"1289\">Kat say\u0131s\u0131<\/p>\r\n<\/li>\r\n<li data-start=\"1293\" data-end=\"1387\">\r\n<p data-start=\"1295\" data-end=\"1387\">Toplam br\u00fct metrekare<br data-start=\"1316\" data-end=\"1319\" \/>Bu bilgiler, sigorta priminin hesaplanmas\u0131nda do\u011frudan etkilidir.<\/p>\r\n<\/li>\r\n<\/ul>\r\n<\/li>\r\n<li data-start=\"1389\" data-end=\"1575\">\r\n<p data-start=\"1392\" data-end=\"1575\"><strong data-start=\"1392\" data-end=\"1429\">Konut Sahibi veya Kirac\u0131 Bilgisi:<\/strong><br data-start=\"1429\" data-end=\"1432\" \/>Poli\u00e7e, yaln\u0131zca konut sahibi ad\u0131na d\u00fczenlenebilir. Kirac\u0131lar DASK yapt\u0131ramaz; ancak ev sahibi ad\u0131na poli\u00e7enin yenilenmesini talep edebilir.<\/p>\r\n<\/li>\r\n<\/ol>\r\n<h3 data-start=\"1577\" data-end=\"1611\">DASK Poli\u00e7esi Nereden Yap\u0131l\u0131r?<\/h3>\r\n<p data-start=\"1613\" data-end=\"1691\">DASK poli\u00e7esi yapt\u0131rmak i\u00e7in tercih edebilece\u011finiz birka\u00e7 farkl\u0131 kanal vard\u0131r:<\/p>\r\n<ul data-start=\"1693\" data-end=\"2197\">\r\n<li data-start=\"1693\" data-end=\"1816\">\r\n<p data-start=\"1695\" data-end=\"1816\"><strong data-start=\"1695\" data-end=\"1718\">Sigorta \u015eirketleri:<\/strong> T\u00fcrkiye\u2019de faaliyet g\u00f6steren t\u00fcm sigorta \u015firketleri DASK poli\u00e7esi d\u00fczenleme yetkisine sahiptir.<\/p>\r\n<\/li>\r\n<li data-start=\"1817\" data-end=\"1947\">\r\n<p data-start=\"1819\" data-end=\"1947\"><strong data-start=\"1819\" data-end=\"1832\">Bankalar:<\/strong> Konut kredisi al\u0131nan veya maa\u015f hesab\u0131n\u0131z\u0131n bulundu\u011fu banka \u015fubeleri \u00fczerinden kolayca poli\u00e7e olu\u015fturabilirsiniz.<\/p>\r\n<\/li>\r\n<li data-start=\"1948\" data-end=\"2059\">\r\n<p data-start=\"1950\" data-end=\"2059\"><strong data-start=\"1950\" data-end=\"1973\">Sigorta Acenteleri:<\/strong> DASK sistemine ba\u011fl\u0131 acenteler arac\u0131l\u0131\u011f\u0131yla h\u0131zl\u0131ca poli\u00e7enizi d\u00fczenletebilirsiniz.<\/p>\r\n<\/li>\r\n<li data-start=\"2060\" data-end=\"2197\">\r\n<p data-start=\"2062\" data-end=\"2197\"><strong data-start=\"2062\" data-end=\"2085\">Online Platformlar:<\/strong> Bir\u00e7ok sigorta \u015firketi, internet sitesi veya mobil uygulama \u00fczerinden DASK teklif alma ve \u00f6deme imk\u00e2n\u0131 sunar. <strong><a href=\"https:\/\/dask360.com\/dask-teklif\">Tek t\u0131kla hemen dask poli\u00e7eni olu\u015ftur.\u00a0<\/a><\/strong><\/p>\r\n<\/li>\r\n<\/ul>\r\n<p data-start=\"2199\" data-end=\"2335\">Ba\u015fvurunun ard\u0131ndan poli\u00e7eniz an\u0131nda dijital olarak olu\u015fturulur ve e-posta adresinize g\u00f6nderilir. Ayn\u0131 g\u00fcn i\u00e7erisinde ge\u00e7erlili\u011fe girer.\u00a0<\/p>\r\n<div style=\"border: 2px solid #2C7A4B; background-color: #e8f9e1; padding: 20px; border-radius: 10px; text-align: center; margin: 20px 0;\">\r\n<h3 style=\"color: #2c7a4b;\">Hemen DASK Hesaplama!\u00a0<\/h3>\r\n<p>Konutunuzun deprem riskine kar\u015f\u0131 do\u011fru teminat\u0131 almak i\u00e7in <strong data-start=\"172\" data-end=\"212\">2 dakikada DASK priminizi hesaplay\u0131n<\/strong> ve farkl\u0131 sigorta \u015firketlerinin tekliflerini kar\u015f\u0131la\u015ft\u0131r\u0131n.<\/p>\r\n<a style=\"display: inline-block; background-color: #63d172; color: white; padding: 12px 25px; border-radius: 8px; text-decoration: none; font-weight: bold;\" href=\"https:\/\/dask360.com\/dask-teklif\">DASK Hesapla<\/a><\/div>\r\n<h2 data-start=\"2342\" data-end=\"2372\">DASK Fiyatlar\u0131 ve Hesaplama<\/h2>\r\n<p data-start=\"2374\" data-end=\"2623\">En \u00e7ok merak edilen sorulardan biri: <strong data-start=\"2411\" data-end=\"2438\">\u201cDASK fiyat\u0131 ne kadar?\u201d<\/strong><br data-start=\"2438\" data-end=\"2441\" \/>Zorunlu deprem sigortas\u0131 primleri sabit de\u011fildir; her konut i\u00e7in farkl\u0131 \u015fekilde hesaplan\u0131r. DASK prim tutar\u0131, binan\u0131n \u00f6zelliklerine ve bulundu\u011fu b\u00f6lgenin deprem riskine g\u00f6re de\u011fi\u015fir.<\/p>\r\n<h3 data-start=\"2625\" data-end=\"2663\">DASK Fiyat\u0131n\u0131 Belirleyen Fakt\u00f6rler<\/h3>\r\n<ol data-start=\"2665\" data-end=\"3381\">\r\n<li data-start=\"2665\" data-end=\"2923\">\r\n<p data-start=\"2668\" data-end=\"2744\"><strong data-start=\"2668\" data-end=\"2692\">Deprem Risk B\u00f6lgesi:<\/strong><br data-start=\"2692\" data-end=\"2695\" \/>T\u00fcrkiye 5 deprem risk b\u00f6lgesine ayr\u0131lm\u0131\u015ft\u0131r.<\/p>\r\n<ul data-start=\"2748\" data-end=\"2923\">\r\n<li style=\"list-style-type: none;\" data-start=\"2748\" data-end=\"2848\">\r\n<ol data-start=\"2750\" data-end=\"2848\">\r\n<li data-start=\"2750\" data-end=\"2848\">\r\n<p data-start=\"2753\" data-end=\"2848\">derece risk b\u00f6lgesinde yer alan \u0130stanbul, Kocaeli, Hatay gibi illerde primler daha y\u00fcksektir.<\/p>\r\n<\/li>\r\n<\/ol>\r\n<ol start=\"4\" data-start=\"2854\" data-end=\"2923\">\r\n<li data-start=\"2854\" data-end=\"2923\">\r\n<p data-start=\"2857\" data-end=\"2923\">ve 5. derece risk b\u00f6lgesinde yer alan illerde ise daha d\u00fc\u015f\u00fckt\u00fcr.<\/p>\r\n<\/li>\r\n<\/ol>\r\n<\/li>\r\n<\/ul>\r\n<\/li>\r\n<li data-start=\"2925\" data-end=\"3066\">\r\n<p data-start=\"2928\" data-end=\"3066\"><strong data-start=\"2928\" data-end=\"2950\">Yap\u0131n\u0131n \u0130n\u015fa Y\u0131l\u0131:<\/strong><br data-start=\"2950\" data-end=\"2953\" \/>Yeni y\u00f6netmeliklere uygun in\u015fa edilen binalar daha dayan\u0131kl\u0131 kabul edilir ve daha d\u00fc\u015f\u00fck primle sigortalan\u0131r.<\/p>\r\n<\/li>\r\n<li data-start=\"3068\" data-end=\"3209\">\r\n<p data-start=\"3071\" data-end=\"3209\"><strong data-start=\"3071\" data-end=\"3086\">Yap\u0131 Tarz\u0131:<\/strong><br data-start=\"3086\" data-end=\"3089\" \/>Betonarme yap\u0131lar i\u00e7in prim oran\u0131 daha d\u00fc\u015f\u00fck olurken, kerpi\u00e7 veya ah\u015fap yap\u0131lar i\u00e7in risk daha y\u00fcksek kabul edilir.<\/p>\r\n<\/li>\r\n<li data-start=\"3211\" data-end=\"3381\">\r\n<p data-start=\"3214\" data-end=\"3381\"><strong data-start=\"3214\" data-end=\"3242\">Kat Say\u0131s\u0131 ve Metrekare:<\/strong><br data-start=\"3242\" data-end=\"3245\" \/>Binan\u0131n toplam alan\u0131 artt\u0131k\u00e7a sigorta bedeli de artar. DASK primi, sigorta bedeli \u00fczerinden belirlenen sabit bir oranla hesaplan\u0131r.<\/p>\r\n<\/li>\r\n<\/ol>\r\n<h2 data-start=\"3383\" data-end=\"3425\">Ortalama DASK Fiyatlar\u0131 (2025 Tahmini)<\/h2>\r\n<p data-start=\"3427\" data-end=\"3473\">2025 y\u0131l\u0131 itibar\u0131yla ortalama DASK primleri:<\/p>\r\n<div class=\"_tableContainer_1rjym_1\">\r\n<div class=\"group _tableWrapper_1rjym_13 flex w-fit flex-col-reverse\" tabindex=\"-1\">\r\n<h3 data-start=\"265\" data-end=\"311\">\ud83c\udfe0 2025 G\u00fcncel DASK Fiyat Tablosu (Tahmini)<\/h3>\r\n<div class=\"_tableContainer_1rjym_1\">\r\n<div class=\"group _tableWrapper_1rjym_13 flex w-fit flex-col-reverse\" tabindex=\"-1\">\r\n<table class=\"w-fit min-w-(--thread-content-width)\" style=\"height: 240px;\" width=\"1352\" data-start=\"313\" data-end=\"1361\">\r\n<thead data-start=\"313\" data-end=\"401\">\r\n<tr data-start=\"313\" data-end=\"401\">\r\n<th data-start=\"313\" data-end=\"330\" data-col-size=\"sm\"><strong data-start=\"315\" data-end=\"329\">Konut Tipi<\/strong><\/th>\r\n<th data-start=\"330\" data-end=\"356\" data-col-size=\"sm\"><strong data-start=\"332\" data-end=\"355\">Deprem Risk B\u00f6lgesi<\/strong><\/th>\r\n<th data-start=\"356\" data-end=\"385\" data-col-size=\"sm\"><strong data-start=\"358\" data-end=\"384\">Y\u0131ll\u0131k DASK Primi (TL)<\/strong><\/th>\r\n<th data-start=\"385\" data-end=\"401\" data-col-size=\"md\"><strong data-start=\"387\" data-end=\"399\">A\u00e7\u0131klama<\/strong><\/th>\r\n<\/tr>\r\n<\/thead>\r\n<tbody data-start=\"495\" data-end=\"1361\">\r\n<tr data-start=\"495\" data-end=\"617\">\r\n<td data-start=\"495\" data-end=\"524\" data-col-size=\"sm\"><strong data-start=\"497\" data-end=\"523\">100 m\u00b2 Betonarme Daire<\/strong><\/td>\r\n<td data-start=\"524\" data-end=\"549\" data-col-size=\"sm\">1. derece risk b\u00f6lgesi<\/td>\r\n<td data-start=\"549\" data-end=\"564\" data-col-size=\"sm\"><strong data-start=\"551\" data-end=\"563\">1.800- 2.000 TL<\/strong><\/td>\r\n<td data-start=\"564\" data-end=\"617\" data-col-size=\"md\">\u0130stanbul, Kocaeli, Hatay gibi y\u00fcksek riskli iller<\/td>\r\n<\/tr>\r\n<tr data-start=\"618\" data-end=\"750\">\r\n<td data-start=\"618\" data-end=\"647\" data-col-size=\"sm\"><strong data-start=\"620\" data-end=\"646\">100 m\u00b2 Betonarme Daire<\/strong><\/td>\r\n<td data-start=\"647\" data-end=\"672\" data-col-size=\"sm\">2. derece risk b\u00f6lgesi<\/td>\r\n<td data-start=\"672\" data-end=\"695\" data-col-size=\"sm\"><strong data-start=\"674\" data-end=\"694\">1.400 \u2013 1.600 TL<\/strong><\/td>\r\n<td data-start=\"695\" data-end=\"750\" data-col-size=\"md\">Bursa, Denizli, Mu\u011fla gibi orta-y\u00fcksek riskli iller<\/td>\r\n<\/tr>\r\n<tr data-start=\"751\" data-end=\"881\">\r\n<td data-start=\"751\" data-end=\"780\" data-col-size=\"sm\"><strong data-start=\"753\" data-end=\"779\">100 m\u00b2 Betonarme Daire<\/strong><\/td>\r\n<td data-start=\"780\" data-end=\"805\" data-col-size=\"sm\">3. derece risk b\u00f6lgesi<\/td>\r\n<td data-start=\"805\" data-end=\"828\" data-col-size=\"sm\"><strong data-start=\"807\" data-end=\"827\">1.000 \u2013 1.200 TL<\/strong><\/td>\r\n<td data-start=\"828\" data-end=\"881\" data-col-size=\"md\">Ankara, Antalya, Eski\u015fehir gibi orta riskli iller<\/td>\r\n<\/tr>\r\n<tr data-start=\"882\" data-end=\"1014\">\r\n<td data-start=\"882\" data-end=\"911\" data-col-size=\"sm\"><strong data-start=\"884\" data-end=\"910\">100 m\u00b2 Betonarme Daire<\/strong><\/td>\r\n<td data-start=\"911\" data-end=\"936\" data-col-size=\"sm\">4. derece risk b\u00f6lgesi<\/td>\r\n<td data-start=\"936\" data-end=\"955\" data-col-size=\"sm\"><strong data-start=\"938\" data-end=\"954\">700 \u2013 900 TL<\/strong><\/td>\r\n<td data-start=\"955\" data-end=\"1014\" data-col-size=\"md\">Karadeniz\u2019in i\u00e7 kesimleri ve \u0130\u00e7 Anadolu\u2019nun baz\u0131 illeri<\/td>\r\n<\/tr>\r\n<tr data-start=\"1015\" data-end=\"1129\">\r\n<td data-start=\"1015\" data-end=\"1039\" data-col-size=\"sm\"><strong data-start=\"1017\" data-end=\"1038\">80 m\u00b2 M\u00fcstakil Ev<\/strong><\/td>\r\n<td data-start=\"1039\" data-end=\"1064\" data-col-size=\"sm\">1. derece risk b\u00f6lgesi<\/td>\r\n<td data-start=\"1064\" data-end=\"1087\" data-col-size=\"sm\"><strong data-start=\"1066\" data-end=\"1086\">1.400 \u2013 1.600 TL<\/strong><\/td>\r\n<td data-start=\"1087\" data-end=\"1129\" data-col-size=\"md\">Betonarme yap\u0131ya g\u00f6re biraz d\u00fc\u015f\u00fck prim<\/td>\r\n<\/tr>\r\n<tr data-start=\"1130\" data-end=\"1245\">\r\n<td data-start=\"1130\" data-end=\"1154\" data-col-size=\"sm\"><strong data-start=\"1132\" data-end=\"1153\">80 m\u00b2 M\u00fcstakil Ev<\/strong><\/td>\r\n<td data-start=\"1154\" data-end=\"1179\" data-col-size=\"sm\">3. derece risk b\u00f6lgesi<\/td>\r\n<td data-start=\"1179\" data-end=\"1200\" data-col-size=\"sm\"><strong data-start=\"1181\" data-end=\"1199\">800 \u2013 1.000 TL<\/strong><\/td>\r\n<td data-start=\"1200\" data-end=\"1245\" data-col-size=\"md\">D\u00fc\u015f\u00fck metrekare ve orta risk kombinasyonu<\/td>\r\n<\/tr>\r\n<tr data-start=\"1246\" data-end=\"1361\">\r\n<td data-start=\"1246\" data-end=\"1270\" data-col-size=\"sm\"><strong data-start=\"1248\" data-end=\"1269\">80 m\u00b2 M\u00fcstakil Ev<\/strong><\/td>\r\n<td data-start=\"1270\" data-end=\"1295\" data-col-size=\"sm\">4. derece risk b\u00f6lgesi<\/td>\r\n<td data-start=\"1295\" data-end=\"1314\" data-col-size=\"sm\"><strong data-start=\"1297\" data-end=\"1313\">600 \u2013 750 TL<\/strong><\/td>\r\n<td data-start=\"1314\" data-end=\"1361\" data-col-size=\"md\">En d\u00fc\u015f\u00fck riskli b\u00f6lgelerde en uygun primler<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<p data-start=\"3758\" data-end=\"3884\">\ud83d\udca1 <strong data-start=\"3761\" data-end=\"3769\">Not:<\/strong> DASK primi <strong data-start=\"3781\" data-end=\"3805\">y\u0131ll\u0131k olarak \u00f6denir<\/strong> ve olduk\u00e7a uygun fiyatl\u0131d\u0131r. \u00dcstelik poli\u00e7e yenilemelerinde indirim uygulan\u0131r.<\/p>\r\n<div style=\"border: 2px solid #2C7A4B; background-color: #e8f9e1; padding: 20px; border-radius: 10px; text-align: center; margin: 20px 0;\">\r\n<h3 style=\"color: #2c7a4b;\">DASK Fiyat\u0131 Nedir?<\/h3>\r\n<p>Konutunuzun deprem sonras\u0131 g\u00fcvence alt\u0131nda oldu\u011fundan emin olmak i\u00e7in <strong>hemen DASK teklifinizi al\u0131n!<\/strong> <br \/>Poli\u00e7enizi <strong>2 dakika i\u00e7inde<\/strong> olu\u015fturmak ve farkl\u0131 sigorta \u015firketlerinin tekliflerini kar\u015f\u0131la\u015ft\u0131rmak i\u00e7in a\u015fa\u011f\u0131daki butona t\u0131klay\u0131n.<\/p>\r\n<a style=\"display: inline-block; background-color: #63d172; color: white; padding: 12px 25px; border-radius: 8px; text-decoration: none; font-weight: bold;\" href=\"https:\/\/dask360.com\/dask-teklif\">DASK Fiyat Al<\/a><\/div>\r\n<h2 data-start=\"3891\" data-end=\"3920\">DASK Ne Kadar \u00d6deme Yapar?<\/h2>\r\n<p data-start=\"3922\" data-end=\"4113\">Deprem sonras\u0131 olu\u015fan hasar\u0131n tazmin edilmesi s\u00fcreci, DASK\u2019\u0131n temel fonksiyonudur. Hasar meydana geldi\u011finde, sigorta eksperleri taraf\u0131ndan yap\u0131lan inceleme sonucunda \u00f6deme miktar\u0131 belirlenir.<\/p>\r\n<h3 data-start=\"4115\" data-end=\"4141\">DASK Teminat Limitleri<\/h3>\r\n<p data-start=\"4143\" data-end=\"4300\">DASK taraf\u0131ndan belirlenen <strong data-start=\"4170\" data-end=\"4197\">maksimum teminat tutar\u0131<\/strong> her y\u0131l yeniden g\u00fcncellenir.<br data-start=\"4226\" data-end=\"4229\" \/>\ud83d\udcc5 <strong data-start=\"4232\" data-end=\"4293\">2025 y\u0131l\u0131 itibar\u0131yla maksimum teminat tutar\u0131 1.500.000 TL<\/strong>\u2019dir.<\/p>\r\n<p data-start=\"4302\" data-end=\"4444\">Bu, bir konutun DASK taraf\u0131ndan \u00f6denebilecek en y\u00fcksek bedelidir. Hasar\u0131n boyutu bu tutardan az ise, yaln\u0131zca <strong data-start=\"4412\" data-end=\"4436\">ger\u00e7ek hasar miktar\u0131<\/strong> \u00f6denir.<\/p>\r\n<h3 data-start=\"4446\" data-end=\"4475\">\u00d6deme S\u00fcreci Nas\u0131l \u0130\u015fler?<\/h3>\r\n<ol data-start=\"4477\" data-end=\"4748\">\r\n<li data-start=\"4477\" data-end=\"4584\">\r\n<p data-start=\"4480\" data-end=\"4584\">Deprem sonras\u0131 sigortal\u0131, DASK \u00e7a\u011fr\u0131 merkezini arayarak veya e-Devlet \u00fczerinden hasar bildirimi yapar.<\/p>\r\n<\/li>\r\n<li data-start=\"4585\" data-end=\"4659\">\r\n<p data-start=\"4588\" data-end=\"4659\">DASK eksperleri binay\u0131 ziyaret ederek hasar tespitini ger\u00e7ekle\u015ftirir.<\/p>\r\n<\/li>\r\n<li data-start=\"4660\" data-end=\"4748\">\r\n<p data-start=\"4663\" data-end=\"4748\">Onaylanan tazminat tutar\u0131, birka\u00e7 g\u00fcn i\u00e7inde sigortal\u0131n\u0131n banka hesab\u0131na aktar\u0131l\u0131r.<\/p>\r\n<\/li>\r\n<\/ol>\r\n<p data-start=\"4750\" data-end=\"4910\">Bu s\u00fcre\u00e7, geleneksel sigortalardan farkl\u0131 olarak olduk\u00e7a h\u0131zl\u0131 i\u015fler. Ama\u00e7, deprem ma\u011fdurlar\u0131n\u0131n konutlar\u0131n\u0131 k\u0131sa s\u00fcrede yeniden kullanabilmelerini sa\u011flamakt\u0131r.<\/p>\r\n<p data-start=\"4750\" data-end=\"4910\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-1707 size-full\" src=\"https:\/\/dask360.com\/blog\/wp-content\/uploads\/2025\/10\/dask-sorgulama-nasil-yapilir.png\" alt=\"\" width=\"800\" height=\"400\" srcset=\"https:\/\/dask360.com\/blog\/wp-content\/uploads\/2025\/10\/dask-sorgulama-nasil-yapilir.png 800w, https:\/\/dask360.com\/blog\/wp-content\/uploads\/2025\/10\/dask-sorgulama-nasil-yapilir-300x150.png 300w, https:\/\/dask360.com\/blog\/wp-content\/uploads\/2025\/10\/dask-sorgulama-nasil-yapilir-528x264.png 528w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/p>\r\n<h2 data-start=\"4917\" data-end=\"4949\">DASK Sorgulama Nas\u0131l Yap\u0131l\u0131r?<\/h2>\r\n<p data-start=\"4951\" data-end=\"5074\">Poli\u00e7enizin ge\u00e7erlilik s\u00fcresini, teminat limitini veya prim tutar\u0131n\u0131 \u00f6\u011frenmek i\u00e7in birka\u00e7 farkl\u0131 sorgulama y\u00f6ntemi bulunur:<\/p>\r\n<ol data-start=\"5076\" data-end=\"5540\">\r\n<li data-start=\"5076\" data-end=\"5238\">\r\n<p data-start=\"5079\" data-end=\"5238\"><strong data-start=\"5079\" data-end=\"5105\">DASK Resmi Web Sitesi:<\/strong><br data-start=\"5105\" data-end=\"5108\" \/><a class=\"decorated-link\" href=\"https:\/\/www.dask.gov.tr\" target=\"_new\" rel=\"noopener\" data-start=\"5111\" data-end=\"5153\">www.dask.gov.tr<\/a> adresinden T.C. kimlik numaran\u0131z veya poli\u00e7e numaran\u0131zla sorgulama yapabilirsiniz.<\/p>\r\n<\/li>\r\n<li data-start=\"5240\" data-end=\"5394\">\r\n<p data-start=\"5243\" data-end=\"5394\"><strong data-start=\"5243\" data-end=\"5263\">e-Devlet Kap\u0131s\u0131:<\/strong><br data-start=\"5263\" data-end=\"5266\" \/>e-Devlet hesab\u0131n\u0131za giri\u015f yaparak \u201cZorunlu Deprem Sigortas\u0131 Poli\u00e7e Sorgulama\u201d hizmetinden poli\u00e7enizi g\u00f6r\u00fcnt\u00fcleyebilirsiniz.<\/p>\r\n<\/li>\r\n<li data-start=\"5396\" data-end=\"5540\">\r\n<p data-start=\"5399\" data-end=\"5540\"><strong data-start=\"5399\" data-end=\"5436\">Sigorta \u015eirketiniz veya Bankan\u0131z:<\/strong><br data-start=\"5436\" data-end=\"5439\" \/>Poli\u00e7enizi d\u00fczenleyen kurum, size e-posta veya SMS yoluyla g\u00fcncel poli\u00e7e bilgilerini iletebilir.<\/p>\r\n<\/li>\r\n<\/ol>\r\n<p data-start=\"5542\" data-end=\"5649\">Bu sorgulama i\u015flemleri, poli\u00e7enizin s\u00fcresi dolduysa <strong data-start=\"5594\" data-end=\"5619\">yenileme hat\u0131rlatmas\u0131<\/strong> almak a\u00e7\u0131s\u0131ndan da \u00f6nemlidir.<\/p>\r\n<h2 data-start=\"5656\" data-end=\"5681\">DASK Poli\u00e7esi Yenileme<\/h2>\r\n<p data-start=\"5683\" data-end=\"5837\">DASK poli\u00e7eleri <strong data-start=\"5699\" data-end=\"5727\">1 y\u0131l s\u00fcreyle ge\u00e7erlidir<\/strong>. Poli\u00e7e s\u00fcresi doldu\u011funda, sigorta ge\u00e7erlili\u011fini kaybeder.<br data-start=\"5786\" data-end=\"5789\" \/>Bu nedenle her y\u0131l yenileme i\u015flemi yap\u0131lmal\u0131d\u0131r.<\/p>\r\n<h3 data-start=\"5839\" data-end=\"5873\">DASK Poli\u00e7esi Nas\u0131l Yenilenir?<\/h3>\r\n<ol data-start=\"5875\" data-end=\"6373\">\r\n<li data-start=\"5875\" data-end=\"6016\">\r\n<p data-start=\"5878\" data-end=\"6016\"><strong data-start=\"5878\" data-end=\"5902\">Otomatik Hat\u0131rlatma:<\/strong><br data-start=\"5902\" data-end=\"5905\" \/>DASK sistemi, poli\u00e7enin biti\u015f tarihine yakla\u015f\u0131ld\u0131\u011f\u0131nda SMS veya e-posta yoluyla sigortal\u0131y\u0131 bilgilendirir.<\/p>\r\n<\/li>\r\n<li data-start=\"6018\" data-end=\"6219\">\r\n<p data-start=\"6021\" data-end=\"6219\"><strong data-start=\"6021\" data-end=\"6065\">Sigorta \u015eirketi veya Acenteden Yenileme:<\/strong><br data-start=\"6065\" data-end=\"6068\" \/>Mevcut poli\u00e7eniz \u00fczerinden birka\u00e7 dakika i\u00e7inde yenileme i\u015flemi yap\u0131labilir. Yeni belge d\u00fczenlenir ve eski poli\u00e7e s\u00fcresiyle kesintisiz devam eder.<\/p>\r\n<\/li>\r\n<li data-start=\"6221\" data-end=\"6373\">\r\n<p data-start=\"6224\" data-end=\"6373\"><strong data-start=\"6224\" data-end=\"6244\">Online Yenileme:<\/strong><br data-start=\"6244\" data-end=\"6247\" \/>Sigorta \u015firketlerinin internet siteleri \u00fczerinden teklif alabilir, online \u00f6deme ile poli\u00e7enizi an\u0131nda yenileyebilirsiniz.<\/p>\r\n<\/li>\r\n<\/ol>\r\n<h3 data-start=\"6375\" data-end=\"6411\">Yenileme Yapt\u0131rman\u0131n Avantajlar\u0131<\/h3>\r\n<ul data-start=\"6413\" data-end=\"6597\">\r\n<li data-start=\"6413\" data-end=\"6484\">\r\n<p data-start=\"6415\" data-end=\"6484\">Poli\u00e7esini zaman\u0131nda yenileyenlere <strong data-start=\"6450\" data-end=\"6471\">yenileme indirimi<\/strong> uygulan\u0131r.<\/p>\r\n<\/li>\r\n<li data-start=\"6485\" data-end=\"6529\">\r\n<p data-start=\"6487\" data-end=\"6529\">Deprem an\u0131nda g\u00fcvence kesintiye u\u011framaz.<\/p>\r\n<\/li>\r\n<li data-start=\"6530\" data-end=\"6597\">\r\n<p data-start=\"6532\" data-end=\"6597\">G\u00fcncel teminat limitleri ve yeni yap\u0131 de\u011ferleri dikkate al\u0131n\u0131r.<\/p>\r\n<\/li>\r\n<\/ul>\r\n<p data-start=\"6599\" data-end=\"6698\">\ud83d\udca1 <strong data-start=\"6602\" data-end=\"6612\">Uyar\u0131:<\/strong> Poli\u00e7e yenilenmezse DASK teminat\u0131 devre d\u0131\u015f\u0131 kal\u0131r. Deprem sonras\u0131 tazminat al\u0131namaz.<\/p>\r\n<p data-start=\"6716\" data-end=\"7044\">DASK poli\u00e7esi yapt\u0131rmak, T\u00fcrkiye\u2019de her konut sahibinin hem yasal hem de finansal sorumlulu\u011fudur. Uygun primlerle sunulan bu sigorta, beklenmedik bir deprem an\u0131nda <strong data-start=\"6880\" data-end=\"6942\">evinizi yeniden aya\u011fa kald\u0131racak en g\u00fc\u00e7l\u00fc finansal g\u00fcvence<\/strong>dir.<br data-start=\"6946\" data-end=\"6949\" \/>Poli\u00e7enizi her y\u0131l d\u00fczenli olarak yenilemek, hem sizi hem de ailenizi b\u00fcy\u00fck risklerden korur.<\/p>\r\n<ul class=\"wp-block-list\"><!-- \/wp:list-item --><\/ul>\r\n<!-- \/wp:list -->\r\n\r\n<!-- wp:heading --><hr data-start=\"2337\" data-end=\"2340\" \/>\r\n<h2 data-start=\"378\" data-end=\"732\"><strong>DASK Hakk\u0131nda En \u00c7ok Sorulan Sorular\u00a0<\/strong><\/h2>\r\n<h3 data-start=\"157\" data-end=\"190\">1. DASK yapt\u0131rmak zorunlu mu?<\/h3>\r\n<p data-start=\"191\" data-end=\"312\">Evet. T\u00fcrkiye\u2019de mesken olarak kullan\u0131lan her konut i\u00e7in <strong data-start=\"248\" data-end=\"287\">DASK yapt\u0131rmak yasal zorunluluktur.<\/strong><br data-start=\"287\" data-end=\"290\" \/>DASK poli\u00e7esi olmadan:<\/p>\r\n<ul data-start=\"313\" data-end=\"417\">\r\n<li data-start=\"313\" data-end=\"341\">\r\n<p data-start=\"315\" data-end=\"341\">Tapu i\u015flemleri yap\u0131lamaz<\/p>\r\n<\/li>\r\n<li data-start=\"342\" data-end=\"389\">\r\n<p data-start=\"344\" data-end=\"389\">Elektrik, su, do\u011falgaz abonelikleri a\u00e7\u0131lmaz<\/p>\r\n<\/li>\r\n<li data-start=\"390\" data-end=\"417\">\r\n<p data-start=\"392\" data-end=\"417\">Konut kredisi \u00e7ekilemez<\/p>\r\n<\/li>\r\n<\/ul>\r\n<p data-start=\"419\" data-end=\"493\">DASK, hem bireysel g\u00fcvence hem de toplumsal dayan\u0131kl\u0131l\u0131\u011f\u0131n bir par\u00e7as\u0131d\u0131r.<\/p>\r\n<h3 data-start=\"500\" data-end=\"536\">2. DASK ev e\u015fyalar\u0131n\u0131 kapsar m\u0131?<\/h3>\r\n<p data-start=\"537\" data-end=\"777\">Hay\u0131r. DASK yaln\u0131zca binan\u0131n yap\u0131sal b\u00f6l\u00fcmlerini kapsar:<br data-start=\"593\" data-end=\"596\" \/><strong data-start=\"596\" data-end=\"649\">Temel, duvar, merdiven, asans\u00f6r, koridor ve \u00e7at\u0131.<\/strong><br data-start=\"649\" data-end=\"652\" \/>Ev e\u015fyalar\u0131, mobilyalar veya beyaz e\u015fyalar kapsam d\u0131\u015f\u0131ndad\u0131r.<br data-start=\"713\" data-end=\"716\" \/>Bu e\u015fyalar i\u00e7in ayr\u0131ca <strong data-start=\"739\" data-end=\"758\">Konut Sigortas\u0131<\/strong> yapt\u0131rmak gerekir.<\/p>\r\n<h3 data-start=\"784\" data-end=\"818\">3. DASK \u00f6demesi nas\u0131l yap\u0131l\u0131r?<\/h3>\r\n<p data-start=\"819\" data-end=\"1068\">Deprem sonras\u0131 hasar bildirimi yap\u0131l\u0131r \u2192 <strong data-start=\"860\" data-end=\"877\">eksper atan\u0131r<\/strong> \u2192 <strong data-start=\"880\" data-end=\"907\">hasar raporu haz\u0131rlan\u0131r<\/strong> \u2192 <strong data-start=\"910\" data-end=\"958\">tazminat tutar\u0131 do\u011frudan ev sahibine \u00f6denir.<\/strong><br data-start=\"958\" data-end=\"961\" \/>Genellikle \u00f6deme birka\u00e7 g\u00fcn i\u00e7inde yap\u0131l\u0131r.<br data-start=\"1004\" data-end=\"1007\" \/>\ud83d\udca1 <em data-start=\"1010\" data-end=\"1068\">Kirac\u0131lar tazminat alamaz; \u00f6demeler ev sahibine yap\u0131l\u0131r.<\/em><\/p>\r\n<h3 data-start=\"1075\" data-end=\"1110\">4. DASK olmadan tapu al\u0131n\u0131r m\u0131?<\/h3>\r\n<p data-start=\"1111\" data-end=\"1283\">Hay\u0131r. Tapu i\u015flemlerinde ge\u00e7erli bir DASK poli\u00e7esi zorunludur.<br data-start=\"1173\" data-end=\"1176\" \/>Tapu m\u00fcd\u00fcrl\u00fckleri poli\u00e7eyi sistem \u00fczerinden kontrol eder. Poli\u00e7e yoksa veya s\u00fcresi dolmu\u015fsa i\u015flem yap\u0131lmaz.<\/p>\r\n<h3 data-start=\"1290\" data-end=\"1334\">5. DASK sigortas\u0131 ne kadar s\u00fcrede \u00e7\u0131kar?<\/h3>\r\n<p data-start=\"1335\" data-end=\"1490\">T\u00fcm belgeler haz\u0131rsa <strong data-start=\"1356\" data-end=\"1383\">poli\u00e7e dakikalar i\u00e7inde<\/strong> d\u00fczenlenir.<br data-start=\"1395\" data-end=\"1398\" \/>DASK ba\u015fvurusu sonras\u0131 poli\u00e7e e-posta veya SMS ile iletilir ve <strong data-start=\"1461\" data-end=\"1490\">ayn\u0131 g\u00fcn y\u00fcr\u00fcrl\u00fc\u011fe girer.<\/strong><\/p>\r\n<hr data-start=\"2337\" data-end=\"2340\" \/>\r\n<h2 data-start=\"4573\" data-end=\"4616\">DASK, Gelece\u011finiz \u0130\u00e7in G\u00fcvencedir<\/h2>\r\n<p data-start=\"4618\" data-end=\"4940\">T\u00fcrkiye gibi aktif fay hatlar\u0131 \u00fczerinde bulunan bir \u00fclkede ya\u015farken \u201c<strong data-start=\"4687\" data-end=\"4721\">DASK nedir ve neden \u00f6nemlidir?<\/strong>\u201d sorusunun cevab\u0131n\u0131 bilmek her vatanda\u015f i\u00e7in hayati \u00f6nem ta\u015f\u0131r.<br data-start=\"4785\" data-end=\"4788\" \/>DASK, deprem sonras\u0131 konut sahiplerinin maddi kay\u0131plar\u0131n\u0131 azalt\u0131r, yeniden in\u015fa s\u00fcrecini h\u0131zland\u0131r\u0131r ve toplumun afetlere kar\u015f\u0131 dayan\u0131kl\u0131l\u0131\u011f\u0131n\u0131 art\u0131r\u0131r.<\/p>\r\n<p data-start=\"4942\" data-end=\"4954\">Unutmay\u0131n:<\/p>\r\n<ul data-start=\"4955\" data-end=\"5169\">\r\n<li data-start=\"4955\" data-end=\"5052\">\r\n<p data-start=\"4957\" data-end=\"5052\">DASK yaln\u0131zca <strong data-start=\"4971\" data-end=\"4989\">bir zorunluluk<\/strong> de\u011fil, ayn\u0131 zamanda <strong data-start=\"5010\" data-end=\"5050\">gelece\u011finizi koruyan bir g\u00fcvencedir.<\/strong><\/p>\r\n<\/li>\r\n<li data-start=\"5053\" data-end=\"5086\">\r\n<p data-start=\"5055\" data-end=\"5086\">Poli\u00e7enizi her y\u0131l yenileyin,<\/p>\r\n<\/li>\r\n<li data-start=\"5087\" data-end=\"5118\">\r\n<p data-start=\"5089\" data-end=\"5118\">Bilgilerinizi g\u00fcncel tutun,<\/p>\r\n<\/li>\r\n<li data-start=\"5119\" data-end=\"5169\">\r\n<p data-start=\"5121\" data-end=\"5169\">Evinizi ve sevdiklerinizi g\u00fcvence alt\u0131na al\u0131n.<\/p>\r\n<\/li>\r\n<\/ul>\r\n<p data-start=\"5171\" data-end=\"5253\">Depremi engelleyemezsiniz, ama <strong data-start=\"5202\" data-end=\"5221\">DASK yapt\u0131rarak<\/strong> kay\u0131plar\u0131n\u0131z\u0131 \u00f6nleyebilirsiniz.\u00a0<\/p>","protected":false},"excerpt":{"rendered":"DASK nedir? Deprem, T\u00fcrkiye\u2019nin en \u00f6nemli do\u011fal afetlerinden biridir. \u00d6zellikle fay hatlar\u0131 \u00fczerinde yer alan \u00fclkemizde depremler ciddi&hellip;","protected":false},"author":1,"featured_media":1692,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":"","csco_post_video_location":[],"csco_post_video_location_hash":"","csco_post_video_url":"","csco_post_video_bg_start_time":0,"csco_post_video_bg_end_time":0,"csco_post_video_bg_volume":false,"footnotes":""},"categories":[14],"tags":[],"class_list":["post-1682","post","type-post","status-publish","format-standard","has-post-thumbnail","category-dask","cs-entry","cs-video-wrap"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>DASK Nedir? 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